# GrizzlyRay > Publication and idea lab. Practical tools for veterans, small businesses, and creators. Grounded in faith, curiosity, and helping others succeed. Public Ghost content for AI and LLM tooling. This file includes a bounded export of public pages first, then recent public posts. Append `.md` to any post or page URL to get the content in Markdown (for example, `/example-post.md`). ## Pages ### About GrizzlyRay URL: https://grizzlyray.com/about/ Last updated: 2026-09-11T19:49:31.000Z GrizzlyRay is an independent publication and idea lab. I write about using technology as a practical tool for better lives and businesses, especially for veterans, small businesses, and creators. That work stays grounded in faith, curiosity, and a desire to help others succeed. Technology should serve veterans, small business owners, and creators, not do the thinking for them. ### Privacy Policy URL: https://grizzlyray.com/privacy/ Last updated: 2026-05-09T16:24:29.000Z Thank you for visiting [grizzlyray.com/](https://grizzlyray.com/) (the “***Website***”). Your privacy is important to us. This [Privacy Policy](https://grizzlyray.com/privacy) (the “***Policy***”) describes the types of information **GrizzlyRay LLC** (the “***Company***”, “***us***”, ***“we***”, or “***our***”) may collect from you or that you may provide when you visit the **Website** and the products, features, materials, and services we offer (collectively with the Website, the “***Services***”). This **Policy** also describes our policies and procedures for collecting, using, maintaining, protecting, and disclosing that information. This **Policy** applies to information we collect on the **Website** and through your use of the **Services** generally (including when you register for an account), and through communications between you and the **Website** (including email, text, and other electronic messages). This **Policy** does *not* apply to information collected by third parties, including any websites, services, and applications that you elect to access through the Services. **Please review this Policy carefully. By accessing or using the Services (or by clicking on “accept” or “agree” to this Policy when prompted), you agree to the terms of this Policy on behalf of yourself or the entity or organization that you represent. If you do not agree to any term in this Policy, you should refrain from further use of our Services.** ## 1\. Changes to Our Privacy Policy This Policy was last revised on the date noted at the top of this page. We may update this Policy from time to time. If we make material changes, we will post the updated Policy on this page and notify you of such changes by means of an email to the email address specified in your account, a message on the Services, or through a notice on the Website home page. Your continued use of the Services after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates. ## 2\. Information We Collect We receive several types of information about you from various sources, including **(A)** information and content that you give us; **(B)** automatically-collected information; and **(C)** demographic information or other aggregate information. Each is described in detail below. ### *2.1 Information and Content That You Give Us* We collect personal information that you knowingly choose to disclose. This may include: **(a) Personal Information (or Data).** Personal information, such as your name, address, email address, phone number, username, password, and any other information you directly provide us on or through the Services. This includes information you provide when you register or create an account, complete a questionnaire or a contest entry form, or make a request for customer service. ***(b) Correspondences.*** Records and copies of your email messages together with your email address and our responses, if you choose to correspond with us through email, and records of your phone number, phone calls with us, and voice messages, if you choose to correspond with us via phone. ***(c) User Content.*** Information or content you submit to be published or displayed on public areas of the Services or transmitted to other users of the Services or third parties (collectively, “***User Content***”). Your User Content is posted and transmitted to others at your own risk. The Company cannot control the actions of other users of the Services with whom you may choose to share your User Content. Therefore, we cannot and do not guarantee that your User Content will not be viewed by unauthorized persons. ***(d) Transaction Information.*** Information about any purchase or transactions made on the Services. This includes payment information, such as your credit or debit card number and other card information; other account and authentication information; and billing, shipping, and contact details. **(e) Search Queries.** Your search queries on the Website. ### *2.2 Information We Collect Automatically* We may use a variety of technologies to collect certain information about your equipment, browsing actions, and patterns whenever you interact with the Services, including: **(a) Activity Information.** Details of your visits to our Services, including the types of content you view or engage with; the features you use; the actions you take; the people or accounts you interact with; the time, frequency, and duration of your activities; and other information about your use of and actions on the Services. **(b) Equipment Information.** Information about your computer and internet connection, including your computer operating system, IP address, browser type, and browser language. ***(c) Location Information***. Information about the location of your device, including GPS location, for purposes of enhancing or facilitating the Services. We may also use information about the location of the device you are using to help us understand how the Services and functionality are being used and to deliver more relevant advertising. The gathering of this information may be used for maintaining the quality of the Services we provide, as well as providing overall general statistics related to the use of the Services. The technologies we use for this automatic data collection may include: ***(a) Cookies:*** A cookie is a small data file stored on the hard drive of your computer either for only the duration of your visit on a website (“session cookies”) or for a fixed period (“persistent cookies”). Cookies contain information that can later be read by a web server. We may use cookies to provide you with a more personal and interactive experience on the Services. ***(b) Web Beacons:*** Web beacons (also known as “clear gifs”, “pixel tags”, “web bugs”, and “single-pixel gifs”) are small files that are embedded in webpages, applications, and emails. Web beacons allow the Company, for example, to track who has visited those webpages or opened an email, test the effectiveness of our marketing, and compile other related website statistics. ***(c) JavaScripts:*** JavaScripts are code snippets embedded in websites and applications that facilitate a variety of operations including accelerating the refresh speed of certain functionality or monitoring usage of various online components. ***(d) Entity Tags:*** Entity Tags are HTTP code mechanisms that allow portions of websites to be stored or “cached” within your browser and validates these caches when the website is opened, accelerating website performance since the web server does not need to send a full response if the content has not changed. ***(e) HTML5 Local Storage:*** HTML5 local storage allows data from websites to be stored or “cached” within your browser to store and retrieve data in HTML5 pages when the website is revisited. ***(f) Resettable Device Identifiers*:** Resettable device identifiers (also known as “advertising identifiers”) are similar to cookies and are found on many mobile devices and tablets (e.g., the “Identifier for Advertisers” or “IDFA” on Apple iOS devices and the “Google Advertising ID” on Android devices), and certain streaming media devices. Like cookies, resettable device identifiers are used to make online advertising more relevant. This Policy does not cover the use of tracking technologies by third parties. The Services may contain links, content, advertising, or references to other websites by third parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies or other tracking technologies to collect information about you when you use the Services. The information they collect may be associated with your personal information or they may collect information about your online activities over time and across different websites. Please be aware that we do not control these third parties’ tracking technologies or when and how they may be used. Therefore, the Company does not claim nor accept responsibility for any privacy policies, practices, or procedures of any third party. We encourage you to read the privacy statements and terms and conditions of linked or referenced websites you enter. If you have any questions about an ad or other targeted content, you should contact the responsible provider directly. ### *2.3 Demographic Information* We may collect demographic, statistical, or other aggregate information that is about you, but individually does not identify you. Some of this information may be derived from personal information, but it is not personal information and cannot be tied back to you. Examples of such aggregate information include gender, age, race, household income, and political affiliation. ### *2.4 Information from Other Sources* We may receive information about you from other sources and add it to our account information. We protect this information according to the practices described in this Policy, plus any additional restrictions imposed by the source of the data. These sources may include online and offline data providers, from which we obtain demographic, interest-based, and online advertising related data; publicly-available sources such as open government databases or social networks; and service providers who provide us with information, or updates to that information, based on their relationship with you. By gathering additional information about you, we can correct inaccurate information, enhance the security of your transactions, and give you product or service recommendations and special offers that are more likely to interest you. ## 3\. How We Use Your Information We may use the information we collect about you in a variety of ways, including: **(a)** to provide the Services and its content to you; **(b)** to respond to comments and questions, and provide customer service; **(c)** to fulfill the purpose for which you provide such information, or fulfill any other purpose disclosed by us when you provide the information; **(d)** to communicate with you about your order, purchase, account, or subscription; **(e)** to inform you about important changes to, or other news about, the Services or any of its features or content; **(f)** to operate, maintain, improve, personalize, and analyze the Services; **(g)** to monitor and analyze trends, usage, and activities for marketing or advertising purposes; **(h)** to detect, prevent, or investigate security breaches, fraud, and other unauthorized or illegal activity; **(i)** to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection; **(j)** to maintain appropriate records for internal administrative purposes; **(k)** to allow you to participate in interactive features on the Services; **(l)** to send promotional communications, such as information about features, newsletters, offers, promotions, contests, and events; **(m)** to share information across the Company’s products, services, and devices to provide a more tailored and consistent experience on all Company products, services, and devices that you use; **(n)** to develop, test, troubleshoot, and improve new products, services, and features, including by conducting surveys and research, and testing and troubleshooting new products, services, and features; **(o)** in any other way we may describe when you provide the information; and **(p)** for any other purpose with your consent. We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria. ## 4\. How We Share Your Information We may disclose aggregated or anonymized information about our users without any restrictions. We will not share your personal information that we collect or you provide as described in this Policy except in the following circumstances: **(a) *With subsidiaries and affiliates for business purposes.*** To our subsidiaries and affiliated companies for purposes of management and analysis, decision-making, and other business purposes. **(b) When we work with service providers.** To service providers, professional advisors, contractors, and other third parties that provide us with support services, such as payment processing, website hosting, information technology, sales, email and postal delivery, location mapping, product and service delivery, or analytics services, and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them. **(c) *When we become involved in a sale or transfer of the Company.***If we become involved with a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s assets (whether as a going concern or as part of a bankruptcy, liquidation, or similar proceeding), to business entities or people involved in the negotiation or transfer. **(d) *When we are required by law.***To comply with any court order, law, or legal process, including to respond to any government or regulatory request. **(e) When we enforce our rights.** To enforce or apply this Policy, our [Terms of Use](https://grizzlyray.com/terms) , and other agreements, including for billing and collection purposes. ***(f)To help protect lawful interests.*** If we believe disclosure will help us protect the rights, property, or safety of the Company, our users, partners, agents, and others. This includes exchanging information with other companies and organizations for fraud protection, and spam and malware prevention. **(g) To fulfill the purpose for that information or with your consent.** To fulfill the purpose for which you provide the information, for any other purpose disclosed by us when you provide the information, or with your consent. **(h) When we work with marketing service providers.** To marketing service providers to assess, develop, and provide you with promotions and special offers that may interest you; administer contests, sweepstakes, and events; or for other promotional purposes. **(i) *When we work with business partners.***To third parties whom we have strategic marketing alliances or partnerships with to provide you information regarding products and services that we think will be of interest to you. **(j) Third-party platforms and social media networks.** To third-party platforms and social media networks, if you have enabled features or functionality that link the Services to such a platform or network (such as logging into the Services using your account with the third party). Information that you post on or through the public areas of the Services (e.g., in chat rooms, bulletin boards, and discussion groups) is generally accessible to, and may be collected and used by, others and may result in unsolicited messages or other forms of contact from others. Users of the Services are encouraged to exercise caution when providing personal information about themselves in public or interactive areas. ## 5\. Detailed Information on the Personal Information We Collect Personal Data is collected for the following purposes and using the following services: ### *5.1 Access to third-party accounts* This type of service allows Website to access Data from your account on a third-party service and perform actions with it. These services are not activated automatically, but require explicit authorization by the User. *Facebook account access (Facebook, Inc.):* This service allows Website to connect with the User’s account on the Facebook social network, provided by Facebook, Inc. ***Permissions asked:*** Business Management API; Chat; Mobile Messaging on behalf of Page; Page Messaging. *Place of processing:* United States – [Privacy Policy](https://www.facebook.com/about/privacy/). Category of personal information collected according to CCPA: internet information. ### *5.2 Advertising* This type of service allows User Data to be utilized for advertising communication purposes. These communications are displayed in the form of banners and other advertisements on Website, possibly based on User interests. This does not mean that all Personal Data are used for this purpose. Information and conditions of use are shown below. Some of the services listed below may use Trackers to identify Users or they may use the behavioral retargeting technique, i.e. displaying ads tailored to the User’s interests and behavior, including those detected outside Website. For more information, please check the privacy policies of the relevant services. In addition to any opt-out feature offered by any of the services below, Users may opt out by visiting the . *Google Ad Manager (LLC)*: Google Ad Manager is an advertising service provided by Google LLC that allows the Company to run advertising campaigns in conjunction with external advertising networks that the Company, unless otherwise specified in this document, has no direct relationship with. In order to opt out from being tracked by various advertising networks, Users may make use of [Youronlinechoices](http://www.youronlinechoices.com/?ref=grizzlyray.com). In order to understand Google’s use of data, consult [Google’s partner policy](https://www.google.com/policies/privacy/partners/?ref=grizzlyray.com). This service uses the “DoubleClick” Cookie, which tracks use of Website and User behavior concerning ads, products and services offered. Users may decide to disable all the DoubleClick Cookies by going to: [Google Ad Settings](https://adssettings.google.com/authenticated?hl=en&ref=grizzlyray.com). Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com). Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. *Facebook Lookalike Audience (Facebook, Inc.)*: Facebook Lookalike Audience is an advertising and behavioral targeting service provided by Facebook, Inc. that uses Data collected through Facebook Custom Audience in order to display ads to Users with similar behavior to Users who are already in a Custom Audience list on the base of their past use of Website or engagement with relevant content across the Facebook apps and services. On the base of these Data, personalized ads will be shown to Users suggested by Facebook Lookalike Audience. Users can opt out of Facebook’s use of cookies for ads personalization by visiting this [opt-out page](https://www.aboutads.info/choices/?ref=grizzlyray.com). **Place of processing:** United States – [Privacy Policy](https://www.facebook.com/about/privacy/) – [Opt Out](https://www.aboutads.info/choices/?ref=grizzlyray.com) Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. ### *5.3 Analytics* The services contained in this section enable the Company to monitor and analyze web traffic and can be used to keep track of User behavior. *Google Analytics (Google LLC)*: Google Analytics is a web analysis service provided by Google LLC (“Google”). Google utilizes the Data collected to track and examine the use of Website, to prepare reports on its activities and share them with other Google services. Google may use the Data collected to contextualize and personalize the ads of its own advertising network. Personal Data processed: Tracker; Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com) – [Opt Out](https://tools.google.com/dlpage/gaoptout?hl=en&ref=grizzlyray.com). Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. *Google Ads conversion tracking (Google LLC)*: Ads conversion tracking is an analytics service provided by Google LLC that connects data from the Google Ads advertising network with actions performed on Website. Personal Data processed: Tracker; Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com) Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. *Facebook Ads conversion tracking (Facebook pixel) (Facebook, Inc.)*: Facebook Ads conversion tracking (Facebook pixel) is an analytics service provided by Facebook, Inc. that connects data from the Facebook advertising network with actions performed on Website. The Facebook pixel tracks conversions that can be attributed to ads on Facebook, Instagram and Audience Network. Personal Data processed: Tracker; Usage Data. Place of processing: United States – [Privacy Policy](https://www.facebook.com/about/privacy/). Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. ### *5.4 Connecting Data* This type of service allows the Company to connect Data with third-party services disclosed within this privacy policy. This results in Data flowing through these services, potentially causing the retention of this Data. *Zapier (Zapier Inc.)*: Zapier is a workflow automation service provided by Zapier, Inc. that automates the movement of Data between (third-party) services. Personal Data processed: Data communicated while using the service. Place of processing: United States – [Privacy Policy](https://zapier.com/privacy/?ref=grizzlyray.com). Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. ### *5.5 Contacting the User* *Mailing list or newsletter (Website)*: By registering on the mailing list or for the newsletter, the User’s email address will be added to the contact list of those who may receive email messages containing information of commercial or promotional nature concerning Website. Your email address might also be added to this list as a result of signing up to Website or after making a purchase. Personal Data processed: email address. Category of personal information collected according to CCPA: identifiers. ### *5.6 Handling payments* Unless otherwise specified, Website processes any payments by credit card, bank transfer or other means via external payment service providers. In general and unless where otherwise stated, Users are requested to provide their payment details and personal information directly to such payment service providers. Website isn’t involved in the collection and processing of such information: instead, it will only receive a notification by the relevant payment service provider as to whether payment has been successfully completed. *Stripe (Stripe Inc.)*: Stripe is a payment service provided by Stripe Inc. Personal Data processed: various types of Data as specified in the privacy policy of the service. Place of processing: United States – [Privacy Policy](https://stripe.com/gb/privacy?ref=grizzlyray.com). Category of personal information collected according to CCPA: internet information. ### *5.7 Managing contacts and sending messages* This type of service makes it possible to manage a database of email contacts, phone contacts or any other contact information to communicate with the User. These services may also collect data concerning the date and time when the message was viewed by the User, as well as when the User interacted with it, such as by clicking on links included in the message. *Mailgun (Mailgun Technologies, Inc.)*: Mailgun is an email address management and message sending service provided by Mailgun Technologies, Inc. Personal Data processed: email address. Place of processing: United States – [Privacy Policy](https://www.mailgun.com/privacy-policy?ref=grizzlyray.com). Category of personal information collected according to CCPA: identifiers. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. *Twilio (Twilio Inc.)*: Twilio is a phone numbers management and communication service provided by Twilio, Inc. Personal Data processed: phone number. Place of processing: United States – [Privacy Policy](https://www.twilio.com/legal/privacy?ref=grizzlyray.com). Category of personal information collected according to CCPA: identifiers. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. ### *5.8 Remarketing and behavioral targeting* This type of service allows Website and its partners to inform, optimize and serve advertising based on past use of Website by the User. This activity is facilitated by tracking Usage Data and by using Trackers to collect information which is then transferred to the partners that manage the remarketing and behavioral targeting activity. Some services offer a remarketing option based on email address lists. In addition to any opt-out feature provided by any of the services below, Users may opt out by the [Network Advertising Initiative opt-out page](http://optout.networkadvertising.org/?c=1&ref=grizzlyray.com). Users may also opt-out of certain advertising features through applicable device settings, such as the device advertising settings for mobile phones or ads settings in general. *Google Ads Remarketing (Google LLC)*: Google Ads Remarketing is a remarketing and behavioral targeting service provided by Google LLC that connects the activity of Website with the Google Ads advertising network and the DoubleClick Cookie. Users can opt out of Google’s use of cookies for ads personalization by visiting Google’s [Ads Settings](https://adssettings.google.com/authenticated?ref=grizzlyray.com). Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com) – [Opt Out](https://adssettings.google.com/authenticated?ref=grizzlyray.com). Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. *Facebook Custom Audience (Facebook, Inc.)*:Facebook Custom Audience is a remarketing and behavioral targeting service provided by Facebook, Inc. that connects the activity of Website with the Facebook advertising network. Users can opt out of Facebook’s use of cookies for ads personalization by visiting this [opt-out page](https://www.aboutads.info/choices/?ref=grizzlyray.com). Personal Data processed: email address and Tracker. Place of processing: United States – [Privacy Policy](https://www.facebook.com/about/privacy/) – [Opt Out](https://www.aboutads.info/choices/?ref=grizzlyray.com). Category of personal information collected according to CCPA: identifiers; internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. *Facebook Remarketing (Facebook, Inc.)*:Facebook Remarketing is a remarketing and behavioral targeting service provided by Facebook, Inc. that connects the activity of Website with the Facebook advertising network. Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://www.facebook.com/about/privacy/) – [Opt Out](https://www.aboutads.info/choices/?ref=grizzlyray.com). Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. ### *5.9 Tag Management* This type of service helps the Company to manage the tags or scripts needed on Website in a centralized fashion. This results in the Users’ Data flowing through these services, potentially resulting in the retention of this Data. *Google Tag Manager (Google Inc.)*: Google Tag Manager is a tag management service provided by Google LLC. Personal Data processed: Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com). Category of personal information collected according to CCPA: internet information. This processing constitutes a sale based on the definition under the CCPA. In addition to the information in this clause, the User can find information regarding how to opt out of the sale in the section detailing the rights of Californian consumers. ## 6\. Your Choices ### *6.1 Mechanisms to Control Your Information* We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information: **(a) *Cookies and Other Tracking Technologies*.** You may be able to set your browser to reject cookies and certain other technologies by adjusting the appropriate settings in your browser. Each browser is different, but many common browsers have preferences that may be adjusted to allow you to either accept or reject cookies and certain other technologies before they are set or installed, or allow you to remove or reject the use or installation of certain technologies altogether. We recommend that you refer to the Help menu in your browser to learn how to modify your browser settings. Please note that you cannot remove Flash cookies simply by changing your browser settings. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies or other tracking technologies, please note that some parts of the Services may become inaccessible or may not function properly. **(b) *Promotional Communications from the Company*.** If you do not wish to have your contact information used by the Company to promote our own or third-party products or services, you can opt out by **(i)** informing us of your preference at the time you register for an account, complete an order form, sign up for our newsletter, or complete any other form on or through the Services which we collect your data\]; **(ii)** modifying your user preferences in your account profile; **(iii)** following the opt-out instructions in the promotional emails we send you; or **(iv)** sending us an email stating your request. Please note that if you opt out of receiving promotional communications from us, we may still send you transactional communications, including emails about your account or purchases. ***(c) Disclosure of Your Information for Third-Party Advertising*.** If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt out by **(i)** informing us of your preference at the time you register for an account, complete an order form, sign up for our newsletter, or complete any other form on or through the Services which we collect your data; **(ii)** modifying your user preferences in your account profile; **(iii)** following the opt-out instructions in the promotional emails we send you; or (iv) sending us an email stating your request. ***(d) Targeted Advertising*.** If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers’ target-audience preferences, you can opt out by modifying your user preferences in your account profile. We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. Many advertising companies that collect information for interest-based advertising are members of the Digital Advertising Alliance or the Network Advertising Initiative, both of which maintain websites where people can opt out of interest-based advertising from their members. To opt out on these pages, visit [www.AboutAds.info](http://www.aboutads.info/?ref=grizzlyray.com) and [www.networkadvertising.org](http://www.networkadvertising.org/?ref=grizzlyray.com). **(e) *Location Information*.** You may be able to adjust the settings of your device so that information about your physical location is not sent to us or third parties by **(a)** disabling location services within the device settings; or **(b)** denying certain websites or applications permission to access location information by changing the relevant preferences and permissions in your device or browser settings. Please note that your location may be derived from your GPS, WiFi, Bluetooth, and other device settings. If you have questions about how to disable your device’s location services, we recommend you contact your mobile service carrier or your device manufacturer. ***(f) Voice Transmissions*.** You may be able to adjust the settings of your device so that your voice transmissions cannot be sent to us or third parties by **(a)** disabling microphone and speech recognition services within the device settings; or **(b)** denying certain websites or mobile applications permission to access microphone and speech recognition services by changing the relevant preferences or permissions in your device or browser settings. ### *6.2 How We Respond to Do Not Track Signals* “Do Not Track” is a privacy preference you can set in most web browsers. When you turn on this preference, it sends a signal or message to the websites you visit indicating that you do not wish to be tracked. Please note that we currently do not respond to Do Not Track browser settings. ## 7\. Accessing and Correcting Your Information You may send us an email to request access to, correct, or remove any personal information that you have provided to us. You may also access, correct, or remove your personal information by logging into the Website and visiting your account profile page. We cannot delete your personal information except by also deleting your account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect. If you delete your User Content from the Services or your account, copies of your User Content may remain viewable in cached and archived pages, or might have been copied or stored by other users of the Services. ## 8\. California Privacy Rights This part of the document integrates with and supplements the information contained in the rest of the privacy policy and is provided by the business running **Website** and, if the case may be, its parent, subsidiaries and affiliates (for the purposes of this section referred to collectively as “**we**”, “**us**”, “**our**”). The provisions contained in this section apply to all **Users** (Users are referred to below, simply as “**you**”, “**your**”, “**yours**”), who are consumers residing in the state of California, United States of America, according to the “[California Consumer Privacy Act of 2018](https://leginfo.legislature.ca.gov/faces/codes%5FdisplayText.xhtml?division=3.&part=4.&lawCode=CIV&title=1.81.5&ref=grizzlyray.com)” (the “**CCPA**”), as updated by the “**California Privacy Rights Act**” (the “**CPRA**”) and subsequent regulations. For such consumers, these provisions supersede any other possibly divergent or conflicting provisions contained in the privacy policy. This part of the document uses the term “**personal information**” as defined in the **California Consumer Privacy Act (CCPA/CPRA)**. ### *8.1 Categories of personal information collected, used, sold, or shared* In this section we summarize the categories of personal information that we’ve collected, used, sold, or shared and the purposes thereof. You can read about these activities in detail in the section titled “Detailed information on the processing of Personal Data” within this document. **(a) *Information we collect:* *the categories of personal information we collect.*** We have collected the following categories of personal information about you: identifiers, commercial information and internet information. We do not collect sensitive personal information. We will not collect additional categories of personal information without notifying you. ***(b) What are the purposes for which we use your personal information?*** Unless stated otherwise inside the “Detailed information on the processing of Personal Data” section, we will not retain your personal information for longer than is reasonably necessary for the purpose(s) they have been collected for. **(c) How we collect information: what are the sources of personal information we collect?** We collect the above-mentioned categories of personal information, either directly or indirectly, from you when you use Website. For example, you directly provide your personal information when you submit requests via any forms on Website. You also provide personal information indirectly when you navigate Website, as personal information about you is automatically observed and collected. Finally, we may collect your personal information from third parties that work with us in connection with the Service or with the functioning of this Application and features thereof. ***(d) How we use the information we collect: disclosing of your personal information with third parties for a business purpose.*** For our purposes, the word “third party” means a person who is not any of the following: a service provider or a contractor, as defined by the CPRA (CCPA amendment). We disclose your personal information with the third parties listed in detail in the section titled “Detailed information on the processing of Personal Data” within this document. These third parties are grouped and categorized in accordance with the different purposes of processing. ***(e) Sales of your personal information.*** For our purposes, the word “sale” means any “selling, renting, releasing, disclosing, disseminating, making available, transferring or otherwise communicating orally, in writing, or by electronic means, a consumer’s personal information by the business to a third party, for monetary or other valuable consideration”, as defined by the CPRA (CCPA amendment). This means that, for example, a sale can happen whenever an application runs ads, or makes statistical analyses on the traffic or views, or simply because it uses tools such as social network plugins and the like. For our purposes, the word “sharing” means any “sharing, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer’s personal information by the business to a third party for cross-context behavioral advertising, whether or not for monetary or other valuable consideration, including transactions between a business and a third party for cross-context behavioral advertising for the benefit of a business in which no money is exchanged”, as defined by the CPRA (CCPA amendment). Please note that the exchange of personal information with a service provider pursuant to a written contract that meets the requirements set by the CPRA (CCPA amendment), does not constitute a sale or sharing of your personal information. ***(f) Your right to opt out of the sale or sharing of your personal information and how you can exercise it.*** We sell or share your personal information with the third parties listed in detail in the section titled “Detailed information on the processing of Personal Data” within this document. These third parties are grouped and categorized in accordance with the different purposes of processing. You have the right to opt out of the sale or sharing of your personal information. This means that whenever you request us to stop selling or sharing your personal information, we will abide by your request. Such requests can be made freely, at any time, without submitting any verifiable request. To fully exercise your right to opt out, you can contact us at any time using the contact details provided in this document. For a simplified opt-out method you can also use the privacy choices link provided on Website. If you want to submit requests to opt out of the sale or sharing of personal information via a user-enabled global privacy control, like the Global Privacy Control (“GPC”), you are free to do so and we will abide by such request. The GPC consists of a setting or extension in the browser or mobile device and acts as a mechanism that websites can use to indicate they support the GPC signal. If you want to use GPC, you can download and enable it via a participating browser or browser extension. More information about downloading GPC is available here. We use any personal information collected from you in connection with the submission of your opt-out request solely for the purposes of complying with the opt-out request. Once you have opted out, we are required to wait at least 12 months before asking whether you have changed your mind. ### *8.2 Your privacy rights under the California Consumer Privacy Act and how to exercise them* ***The right to access personal information: the right to know and to portability.*** You have the right to request that we disclose to you: - the categories of personal information that we collect about you; - the sources from which the personal information is collected; - the purposes for which we use your information; - to whom we disclose such information; - the specific pieces of personal information we have collected about you. You also have the right to know what personal information is sold or shared and to whom. In particular, you have the right to request two separate lists from us where we disclose: - the categories of personal information that we sold or shared about you and the categories of third parties to whom the personal information was sold or shared; - the categories of personal information that we disclosed about you for a business purpose and the categories of persons to whom it was disclosed for a business purpose. The disclosure described above will be limited to the personal information collected or used over the past 12 months. If we deliver our response electronically, the information enclosed will be “portable”, i.e. delivered in an easily usable format to enable you to transmit the information to another entity without hindrance – provided that this is technically feasible. ***The right to request the deletion of your personal information*** You have the right to request that we delete any of your personal information, subject to exceptions set forth by the law (such as, including but not limited to, where the information is used to identify and repair errors on Website, to detect security incidents and protect against fraudulent or illegal activities, to exercise certain rights etc.). If no legal exception applies, as a result of exercising your right, we will delete your personal information and notify any of our service providers and all third parties to whom we have sold or shared the personal information to do so – provided that this is technically feasible and doesn’t involve disproportionate effort. ***The right to correct inaccurate personal information*** You have the right to request that we correct any inaccurate personal information we maintain about you, taking into account the nature of the personal information and the purposes of the processing of the personal information. ***The right to opt out of sale or sharing of personal information and to limit the use of your sensitive personal information*** You have the right to opt out of the sale or sharing of your personal information. You also have the right to request that we limit our use or disclosure of your sensitive personal information. ***The right of no retaliation following opt-out or exercise of other rights (the right to non-discrimination)*** We will not discriminate against you for exercising your rights under the CPRA (CCPA amendment). This means that we will not discriminate against you, including, but not limited to, by denying goods or services, charging you a different price, or providing a different level or quality of goods or services just because you exercised your consumer privacy rights. However, if you refuse to provide your personal information to us or ask us to delete or stop selling your personal information, and that personal information or sale is necessary for us to provide you with goods or services, we may not be able to complete that transaction. To the extent permitted by the law, we may offer you promotions, discounts, and other deals in exchange for collecting, keeping, or selling your personal information, provided that the financial incentive offered is reasonably related to the value of your personal information. ***How to exercise your rights*** To exercise the rights described above, you need to submit your verifiable request to us by contacting us via the details provided in this document. For us to respond to your request, it’s necessary that we know who you are. Therefore, you can only exercise the above rights by making a verifiable request which must: - provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative; - describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. We will not respond to any request if we are unable to verify your identity and therefore confirm the personal information in our possession actually relates to you. Making a verifiable consumer request does not require you to create an account with us. We will use any personal information collected from you in connection with the verification of your request solely for the purposes of verification and shall not further disclose the personal information, retain it longer than necessary for purposes of verification, or use it for unrelated purposes. If you cannot personally submit a verifiable request, you can authorize a person registered with the California Secretary of State to act on your behalf. If you are an adult, you can make a verifiable request on behalf of a minor under your parental authority. You can submit a maximum number of 2 requests over a period of 12 months. ***How and when we are expected to handle your request*** We will confirm receipt of your verifiable request within 10 days and provide information about how we will process your request. We will respond to your request within 45 days of its receipt. Should we need more time, we will explain to you the reasons why, and how much more time we need. In this regard, please note that we may take up to 90 days to fulfill your request. Our disclosure(s) will cover the preceding 12-month period. Only with regard to personal information collected on or after January 1, 2022, you have the right to request that we disclose information beyond the 12-month period, and we will provide them to you unless doing so proves impossible or would involve a disproportionate effort. Should we deny your request, we will explain you the reasons behind our denial. We do not charge a fee to process or respond to your verifiable request unless such request is manifestly unfounded or excessive. In such cases, we may charge a reasonable fee, or refuse to act on the request. In either case, we will communicate our choices and explain the reasons behind it. ## 9\. Virginia Privacy Rights This part of the document integrates with and supplements the information contained in the rest of the privacy policy and is provided by the controller running this Application and, if the case may be, its parent, subsidiaries and affiliates (for the purposes of this section referred to collectively as “**we**”, “**us**”, “**our**”). The provisions contained in this section apply to all Users (Users are referred to below, simply as “**you**”, “**your**”, “**yours**”), who are consumers residing in the Commonwealth of Virginia, according to the “[Virginia Consumer Data Protection Act](https://law.lis.virginia.gov/vacode/title59.1/chapter53/?ref=grizzlyray.com)” (the “**VCDPA**”), and, for such consumers, these provisions supersede any other possibly divergent or conflicting provisions contained in the privacy policy. This part of the document uses the term “**personal data**” as defined in the **VCDPA**. ### *9.1 Categories of personal information collected, used, sold, or shared* In this section we summarize the categories of personal information that we’ve collected, used, sold, or shared and the purposes thereof. You can read about these activities in detail in the section titled “Detailed information on the processing of Personal Data” within this document. **(a) *How and when we are expected to handle your request.***In this section, we summarize the categories of personal data that we’ve processed and the purposes thereof. You can read about these activities in detail in the section titled “Detailed information on the processing of Persona Data” within this document. **(b) Categories of personal data we collect.** We have collected the following categories of personal data: identifiers, commercial information and internet information We do not collect sensitive data. We will not collect additional categories of personal data without notifying you. ***(c) Why we process your personal data.*** To find out why we process your personal data, you can read the sections titled “Detailed information on the processing of Personal Data” and “The purposes of processing” within this document. We won’t process your information for unexpected purposes, or for purposes incompatible with the purposes originally disclosed, without your consent. You can freely give, deny, or withdraw such consent at any time using the contact details provided in this document. **(d) How we use the data we collect: sharing of your personal data with third parties.** We share your personal data with the third parties listed in detail in the section titled “Detailed information on the processing of Personal Data” within this document. These third parties are grouped and categorized in accordance with the different purposes of processing. For our purposes, the word “third party” means “a natural or legal person, public authority, agency, or body other than the consumer, controller, processor, or an affiliate of the processor or the controller” as defined by the VCDPA. ***(e) Sale of your personal data.*** For our purposes, the word “sale” means any “exchange of personal data for monetary consideration by us to a third party“ as defined by the VCDPA. Please note that according to the VCDPA, the disclosure of personal data to a processor that processes personal data on behalf of a controller does not constitute a sale. As specified in the “Detailed information on the processing of Personal Data” section of this document, our use of your personal information may be considered a sale under VCDPA. ***(f) Your right to opt out of the sale of your personal data and how you can exercise it.*** You have the right to opt out of the sale of your personal data. This means that whenever you request us to stop selling your data, we will abide by your request. To fully exercise your right to opt out you can contact us at any time using the contact details provided in this document. We use any personal data collected from you in connection with the submission of your opt-out request solely for the purpose of complying with the request. ***(g) Processing of your personal data for targeted advertising.*** For our purposes, the word “targeted advertising” means “displaying advertisements to you where the advertisement is selected based on personal data obtained from your activities over time and across nonaffiliated websites or online applications to predict your preferences or interests” as defined by the VCDPA. To find out more details on the processing of your personal data for targeted advertising purposes, you can read the section titled “Detailed information on the processing of Personal Data” within this document. ***(h) Your right to opt out of the processing of your personal data for targeted advertising and how you can exercise it.*** You have the right to opt out of the processing of your personal data for targeted advertising. This means that whenever you ask us to stop processing your data for targeted advertising, we will abide by your request. To fully exercise your right to opt out you can contact us at any time, using the contact details provided in this document. We use any personal data collected from you in connection with the submission of your opt-out request solely for the purposes of complying with the opt-out request. ### *9.2 Your privacy rights under the Virginia Consumer Data Protection Act and how to exercise them* You may exercise certain rights regarding your data processed by us. In particular, you have the right to do the following: - access personal data: the right to know. You have the right to request that we confirm whether or not we are processing your personal data. You also have the right to access such personal data. - correct inaccurate personal data. You have the right to request that we correct any inaccurate personal data we maintain about you, taking into account the nature of the personal data and the purposes of the processing of the personal data. - request the deletion of your personal data. You have the right to request that we delete any of your personal data. - obtain a copy of your personal data. We will provide your personal data in a portable and usable format that allows you to transfer data easily to another entity – provided that this is technically feasible. - opt out of the processing of your personal data for the purposes of targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects concerning you. - non-discrimination. We will not discriminate against you for exercising your rights under the VCDPA. This means that we will not, among other things, deny goods or services, charge you a different price, or provide a different level or quality of goods or services just because you exercised your consumer privacy rights. However, if you refuse to provide your personal data to us or ask us to delete or stop selling your personal data, and that personal data or sale is necessary for us to provide you with goods or services, we may not be able to complete that transaction. To the extent permitted by the law, we may offer a different price, rate, level, quality, or selection of goods or services to you, including offering goods or services for no fee, if you have exercised your right to opt out, or our offer is related to your voluntary participation in a bona fide loyalty, rewards, premium features, discounts, or club card program. ***How to exercise your rights*** To exercise the rights described above, you need to submit your request to us by contacting us via the contact details provided in this document. For us to respond to your request, we need to know who you are. We will not respond to any request if we are unable to verify your identity using commercially reasonable efforts and therefore confirm that the personal data in our possession actually relates to you. In such cases, we may request that you provide additional information which is reasonably necessary to authenticate you and your request. Making a consumer request does not require you to create an account with us. However, we may require you to use your existing account. We will use any personal data collected from you in connection with your request solely for the purposes of authentication, without further disclosing the personal data, retaining it longer than necessary for purposes of authentication, or using it for unrelated purposes. If you are an adult, you can make a request on behalf of a minor under your parental authority. ***How and when we are expected to handle your request*** We will respond to your request without undue delay, but in all cases and at the latest within 45 days of its receipt. Should we need more time, we will explain to you the reasons why, and how much more time we need. In this regard, please note that we may take up to 90 days to fulfill your request. Should we deny your request, we will explain to you the reasons behind our denial without undue delay, but in all cases and at the latest within 45 days of receipt of the request. It is your right to appeal such decision by submitting a request to us via the details provided in this document. Within 60 days of receipt of the appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If the appeal is denied you may contact the Attorney General to submit a complaint. We do not charge a fee to respond to your request, for up to two requests per year. If your request is manifestly unfounded, excessive or repetitive, we may charge a reasonable fee or refuse to act on the request. In either case, we will communicate our choices and explain the reasons behind them. ## 10\. How We Protect Your Information We take reasonable precautions to secure your personal information. We have implemented technical, physical, and administrative security measures designed to reduce the risk of loss, misuse, unauthorized access, disclosure, or modification of your information. We have put in place appropriate physical, electronic, and managerial procedures to safeguard the information we collect. All information you provide to us is stored on secure servers behind firewalls. When you transmit highly sensitive information (such as a credit card number) through the Services, we encrypt the transmission of that information using Secure Sockets Layer (SSL) technology. The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password for access to certain parts of the Services, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. While we have employed security technologies and procedures to assist in safeguarding your personal information, no system or network can be guaranteed to be 100% secure. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of user information at any time. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website or any other Services. ## 11\. Terms of Use If you choose to visit the Services, your visit and any dispute over privacy are subject to this Policy and our [Terms of Use](https://grizzlyray.com/terms), including limitations on damages, resolution of disputes, and application of the law of the state of Idaho. ## 12\. Cookie Policy Website uses Trackers. To learn more, the User may consult the [Cookie Policy](https://grizzlyray.com/cookie/). ## 13\. Contact Us We welcome your questions, comments, and concerns about privacy. You can contact us at: GrizzlyRay LLC 30 N Gould St # 47359 Sheridan, WY 82801 ***Published 1/17/2025*** ### Terms Of Use URL: https://grizzlyray.com/terms/ Last updated: 2026-05-09T16:27:57.000Z Welcome to [grizzlyray.com/](https://grizzlyray.com/) (the “***Website***”). This Terms of Use Agreement (the “***Agreement***”) is made and entered into by and between you and **GrizzlyRay LLC** (the “***Company***”, “***us***”, ***“we***”, or “***our***”). This Agreement sets forth the terms and conditions that govern your use of and access to the Website and any products, materials, and services provided by or on the Website (collectively, the “***Services***”). ## 1\. Acceptance Of This Agreement ### *1.1 Acceptance Through Using Or Accessing The Services* Please review the following terms carefully. By accessing or using the Services (or by clicking on “**accept**” or “**agree**” to this **Agreement** when prompted), you agree to be bound by the terms and conditions of this Agreement on behalf of yourself or the entity or organization that you represent. If you do not agree to the terms and conditions of this Agreement, you may not use or access the Services and must exit the Website immediately. ### *1.2 Eligibility Requirements To Use Or Access The Services* To use the Website or any other Services, you must be **(i)** at least 18 years old, **(ii)** a resident of the United States, and **(iii)** not a competitor of or using the Services for purposes that are competitive with the Company. By accessing or using the Services, you represent and warrant that you meet all the foregoing eligibility requirements. You also represent and warrant that you have the right, authority, and capacity to enter into this Agreement on your behalf or the entity or organization that you represent. If you do not meet all these requirements, you may not use or access the Services. ### *1.3 Changes To This Agreement* The Company reserves the right to change this Agreement from time to time in its sole discretion. Except for changes made for legal or administrative purposes, the Company will provide reasonable advance notice before the changes become effective. All changes will apply to your use of and access to the Services from the date the changes become effective and onwards. For new users, the changes will be effective immediately. Your continued use of or access to the Services following any changes to this Agreement shall constitute your acknowledgment of such changes and agreement to be bound by the terms and conditions of such changes. You should check this page frequently so that you are aware of any changes since they are binding on you. ## 2\. Access To The Services **(a) *Changes to Your Access and the Services.***The Services may change from time to time as the Company evolves, refines, or adds more features to the Services. The Company reserves the right to modify, withdraw, or discontinue the Services, in whole or in part, at any time without notice to you. You agree that the Company shall have no liability to you or any third party for any losses or damages caused by the Services not being available, in whole or in part, at any time or for any period. **(b) *Creating an Account.***You may be required to register for an account and provide certain information about yourself to access the Services or certain features of the Services. You promise to provide us with accurate, complete, and updated information about yourself. The Company may have different types of accounts for different users. If you connect to any Services with a third-party service, you grant us permission to access and use your information from such service as permitted by that service to store your login credentials for that service. All information that you provide will be governed by our [Privacy Policy](https://grizzlyray.com/privacy/) . You consent to all actions that we may take with respect to your information consistent with our [Privacy Policy](https://grizzlyray.com/privacy/). **(c) *Account Responsibilities.***You are entirely responsible for maintaining the confidentiality of your password and account. You are also entirely responsible for any and all activities associated with your account. Your account is personal to you and you agree not to provide any other person with access to the Services or any portions of it using your username, password, or other security information. You should ensure that you exit from your account at the end of each session. You should use extra caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You may not transfer your account to anyone else without our prior written permission. You agree to notify the Company immediately of any actual or suspected unauthorized use of your account or any other breach of security. The Company will not be liable for any losses or damages arising from your failure to comply with the above requirements. You will be held liable for losses or damages incurred by the Company or any third party due to someone else using your account or password. **(d) *Termination or Deletion of an Account.***The Company shall have the right to suspend or terminate your account at any time in our sole discretion for any or no reason, including if we determine that you have violated any terms or conditions of this Agreement. ## 3\. Policy For Using The Services ### *3.1 Prohibited Uses* You may use the Services for lawful purposes only and in accordance with this Agreement. You agree not to use the Services in any way that could damage the Services or general business of the Company. You may use the Services for any business or commercial purposes. ### *3.2 Prohibited Activities* You further agree not to engage in any of the following prohibited activities in connection with using the Services: **(a) *No Violation of Laws or Obligations.***Violate any applicable laws or regulations (including intellectual property laws and right of privacy or publicity laws) or any contractual obligations. **(b) No Unsolicited Communications.** Send any unsolicited or unauthorized advertising, promotional materials, spam, junk mail, chain letters, or any other form of unsolicited communications, whether commercial or otherwise. ***(c) No Impersonation.*** Impersonate others or otherwise misrepresent your affiliation with a person or entity in an attempt to mislead, confuse, or deceive others. ***(d) No Harming of Minors*.** Exploit or harm minors in any way, including exposing inappropriate content or obtaining personally identifiable information. ***(e) Compliance with Content Standards.*** Upload, display, distribute, or transmit any material that does not comply with the Content Standards set out below in this Agreement. **(f) No Interference with Others’ Enjoyment.** Harass or interfere with anyone’s use or enjoyment of the Services, or expose the Company or other users to liability or other harm. **(g) *No Interference or Disabling of the Services.*** Use any device, software, or routine that interferes with the proper working of the Services, or take any action that may interfere with, disrupt, disable, impair, or create an undue burden on the infrastructure of the Services, including servers or networks connected to the Website. **(h) No Monitoring or Copying Material.** Copy, monitor, distribute, or disclose any part of the Services by automated or manual processes, devices, or means. This includes, without limitation, using automatic devices such as robots, spiders, offline readers, crawlers, or scrapers to strip, scrape, or mine data from the Website; *provided, however,* that the Company conditionally grants to the operators of public search engines revocable permission to use spiders to copy materials from the Website for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials. ***(i) No Viruses, Worms, or Other Damaging Software.*** Upload, transmit, or distribute to or through the Services any viruses, Trojan horses, worms, logic bombs, or other materials intended to damage or alter the property of others, including attacking the Services via a denial-of-service or distributed denial-of-service attack. **(j) No Unauthorized Access or Violation of Security.** Violate the security of the Services through (i) any attempt to gain unauthorized access to the Services or to other systems or networks connected to the Services, (ii) the breach or circumvention of encryption or other security codes or tools, or (iii) data mining or interference to any server, computer, database, host, user, or network connected to the Services. **(k) *No Reverse Engineering.***Reverse engineer, decompile, or otherwise attempt to obtain the source code or underlying information of or relating to the Services. ***(l) No Collecting User Data.*** Collect, harvest, or assemble any data or information regarding any other user without their consent. This includes, without limitation, their emails, usernames, or passwords. **(m) *No Other Interference.*** Otherwise attempt to interfere with the proper working of the Services. ***(n) Attempt or Assist Others in Attempting.*** Attempt any of the foregoing or assist, permit, or encourage others to do or attempt any of the foregoing. ### *3.3 Geographic Restrictions* The Company is based in the United States. The Services are for use by persons located in the United States only. By choosing to access the Services from any location other than the United States, you accept full responsibility for compliance with all local laws. The Company makes no representations that the Services or any of its content are accessible or appropriate outside of the United States. ## 4\. Terms And Conditions Of Sale ### *4.1 Purchasing Process* Any steps taken from choosing Services to order submission form part of the purchasing process. The purchasing process includes these steps: **(a)** By clicking on the checkout button, users open the third-party merchant checkout section, wherein they will have to specify their contact details and a payment method of their choice. **(b)** After providing all the required information, users must carefully review the order and, subsequently, confirm and submit it by using the relevant button or mechanism on the Website, hereby accepting these Terms and committing to pay the agreed-upon price. ### *4.2 Order Submission* When you submit an order, the following applies: **(a)** The submission of an order determines contract conclusion and therefore creates for you the obligation to pay the price, taxes, and possible further fees and expenses, as specified on the order page. **(b)** In case the purchased Services requires active input from you, such as the provision of personal information or data, specifications or special wishes, the order submission creates an obligation for you to cooperate accordingly. **(c)** Upon submission of the order, users will receive a receipt confirming that the order has been received. All notifications related to the described purchasing process shall be sent to the email address provided by you for such purposes. ### *4.3 Prices* You are informed during the purchasing process and before order submission, about any fees, taxes and costs (including, if any, delivery costs) that they will be charged. ### *4.4 Methods Of Payment* Information related to accepted payment methods are made available during the purchasing process. Some payment methods may only be available subject to additional conditions or fees. In such cases related information can be found in the dedicated section of the Website. All payments are independently processed through third-party services. Therefore, the Website does not collect any payment information – such as credit card details – but only receives a notification once the payment has been successfully completed. If payment through the available methods fail or is refused by the payment service provider, the Company shall be under no obligation to fulfill the purchase order. Any possible costs or fees resulting from the failed or refused payment shall be borne by you. ### *4.5 Retention Of Usage Rights* You do not acquire any rights to use the purchased Services until the total purchase price is received by the Company. ## 5\. Contract Duration ### *5.1 Subscriptions* Subscriptions allow you to receive Services continuously or regularly over a determined period of time. Paid subscriptions begin on the day the payment is received by the Company. In order to maintain subscriptions, you must pay the required recurring fee in a timely manner. Failure to do so may cause service interruptions. ### *5.2 Fixed-Term Subscriptions* Paid fixed-term subscriptions start on the day the payment is received by the Company and last for the subscription period chosen by you or otherwise specified during the purchasing process. Once the subscription period expires, the Services shall no longer be accessible, unless you renew the subscription by paying the relevant fee. Fixed-term subscriptions may not be terminated prematurely and shall run out upon expiration of the subscription term. ### *5.3 Automatic Renewal* Subscriptions are automatically renewed through the payment method that you chose during purchase unless you cancel the subscription within the deadlines for termination specified in the relevant section of these Terms and/or Website. The renewed subscription will last for a period equal to the original term. You shall receive a reminder of the upcoming renewal with reasonable advance, outlining the procedure to be followed in order to cancel the automatic renewal. ### *5.4 Termination* Recurring subscriptions may be terminated at any time by sending a clear and unambiguous termination notice to the Company using the contact details provided in this document, or — if applicable — by using the corresponding controls inside the Website. ### *5.5 Termination Notice* If the notice of termination is received by the Company before the subscription renews, the termination shall take effect as soon as the current period is completed. ## 6\. Intellectual Property Rights ### *6.1 Ownership Of Intellectual Property* You acknowledge that all intellectual property rights, including copyrights, trademarks, trade secrets, and patents, in the Services and its contents, features, and functionality (collectively, the “***Content***”), are owned by the **Company**, its licensors, or other providers of such material. The **Content** is protected by U.S. and international intellectual property or proprietary rights laws. Neither this Agreement nor your access to the Services transfers to you any right, title, or interest in or to such intellectual property rights. Any rights not expressly granted in this Agreement are reserved by the **Company** and its licensors. ### *6.2 License To Use The Services* During the Term of this Agreement, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to use and access the Content for any business or commercial use in accordance with this Agreement. The Content may not be used for any other purpose. This license will terminate upon your cessation of use of the Services or at the termination of this Agreement. ### *6.3 Certain Restrictions* The rights granted to you in this Agreement are subject to the following restrictions: **(a) *No Copying or Distribution.***You shall not copy, reproduce, publish, display, perform, post, transmit, or distribute any part of the Content in any form or by any means except as expressly permitted herein or as enabled by a feature, product, or the Services when provided to you. **(b) *No Modifications.***You shall not modify, create derivative works from, translate, adapt, disassemble, reverse compile, or reverse engineer any part of the Content. **(c) *No Exploitation.***You shall not sell, license, sublicense, transfer, assign, rent, lease, loan, host, or otherwise exploit the Content or the Services in any way, whether in whole or in part. ***(d) No Altering of Notices.*** You shall not delete or alter any copyright, trademark, or other proprietary rights notices from copies of the Content. ***(e) No Competition*.** You shall not access or use the Content in order to build a similar or competitive website, product, or service. **(f) *Systematic Retrieval*.** You shall not use any information retrieval system to create, compile, directly or indirectly, a database, compilation, collection or directory of the Content or other data from the Services. ### *6.4 Trademark Notice* All trademarks, logos, and service marks displayed on the Services are either the Company’s property or the property of third parties. You may not use such trademarks, logos, or service marks without the prior written consent of their respective owners. ## 7\. User Content ### *7.1 User Generated Content* The **Services** may contain message boards, chatrooms, profiles, forums, and other interactive features that allow users to post, upload, submit, publish, display, or transmit to other users or other persons content or materials (collectively, “***User Content***”) on or through the Services. **You are solely responsible for your User Content.** Please consider carefully what you choose to share. All User Content must comply with the Content Standards set forth below. Any User Content you post on or through the Services will be considered non-confidential and non-proprietary. You assume all risks associated with the use of your User Content. This includes any reliance on its accuracy, completeness, reliability, or appropriateness by other users and third parties, or any disclosure of your User Content that personally identifies you or any third party. You agree that the Company shall not be responsible or liable to any third party for any User Content posted by you or any other user of the Services. You further agree that the Company shall not be responsible for any loss or damage incurred as the result of any interactions between you and other users. Your interactions with other users are solely between you and such users. If there is a dispute between you and any other user, we are under no obligation to become involved. ### *7.2 License* You hereby grant to the Company an irrevocable, non-exclusive, royalty-free and fully paid, transferable, perpetual, and worldwide license to reproduce, distribute, publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use and exploit your User Content, and to grant sublicenses of the foregoing rights, in connection with the Services and the Company’s business including, without limitation, for promoting and redistributing part or all of the Services in any media formats and through any media channels. You represent and warrant that you have all the rights, power, and authority necessary to grant the rights granted herein to any User Content that you submit. You hereby irrevocably waive all claims and have no recourse against us for any alleged or actual infringement or misappropriation of any proprietary rights in any communication, content, or material submitted to us. Please note that all of the following licenses are subject to our [Privacy Policy](https://grizzlyray.com/privacy/) to the extent they relate to any User Content that contains any personally identifiable information. ### *7.3 Content Standards* You agree not to send, knowingly receive, upload, transmit, display, or distribute any User Content that does not comply with the following standards (“***Content Standards***”). User Content must not: **(a) *Violate Laws or Obligations.***Violate any applicable laws or regulations (including intellectual property laws and right of privacy or publicity laws), or any contractual or fiduciary obligations. ***(b) Promote Illegal Activity or Harm to Others*.** Promote any illegal activity; advocate, promote, or assist any unlawful act; or create any risk of any harm, loss, or damage to any person or property. **(c) Infringe Intellectual Property Rights.** Infringe any copyright, trademark, patent, trade secret, moral right, or other intellectual property rights of any other person. **(d) Defamatory, Abusive, or Otherwise Objectionable Material.** Contain any information or material that we deem to be unlawful, defamatory, trade libelous, invasive of another’s privacy or publicity rights, abusive, threatening, harassing, harmful, violent, hateful, obscene, vulgar, profane, indecent, offensive, inflammatory, humiliating to other people (publicly or otherwise), or otherwise objectionable. This includes any information or material that we deem to cause annoyance, inconvenience, or needless anxiety, or be likely to upset, embarrass, alarm, or annoy another person. ***(e) Promotion of Sexually Explicit Material or Discrimination.*** Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age. ***(f) Fraudulent Information or Impersonation.*** Contain any information or material that is false, intentionally misleading, or otherwise likely to deceive any person including, without limitation, impersonating any person, or misrepresenting your identity or affiliation with any person or organization. **(g) Endorsement by the Company.** Represent or imply to others that it is in any way provided, sponsored, or endorsed by the Company or any other person or entity, if that is not the case. ### *7.4 Monitoring And Enforcement* We reserve the right at all times, but are not obligated, to: **(a)** take any action with respect to any User Content that we deem necessary or appropriate in our sole discretion, including if we believe that such User Content violates the Content Standards or any other provision in this Agreement, or creates liability for the Company or any other person. Such action may include reporting you to law enforcement authorities. **(b)** remove or reject any User Content for any or no reason in our sole discretion. **(c)** disclose any User Content, your identity, or electronic communication of any kind to satisfy any law, regulation, or government request, or to protect the rights or property of the Company or any other person. **(d)** Terminate or suspend your access to all or part of the Services for any or no reason, including without limitation, any violation of this Agreement. We do not review User Content before it is posted on or through the Services, and therefore cannot ensure prompt removal of questionable User Content. Accordingly, the Company and its affiliates, and their respective officers, directors, employees or agents, assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party. The Company shall have no liability or responsibility to anyone for performance or non-performance of the activities described in this Section. ### *7.5 Copyright Infringement (Digital Millennium Copyright Act Policy)* The Company respects the intellectual property of others and expects users of the Services to do the same. It is the Company’s policy to terminate the users of our Services who are repeat infringers of intellectual property rights, including copyrights. If you believe that your work has been copied in a way that constitutes copyright infringement and wish to have the allegedly infringing material removed, please provide the following information in accordance with the Digital Millennium Copyright Act to our designated copyright agent: **(a)** a physical or electronic signature of the copyright owner or a person authorized to act on their behalf; **(b)** a description of the copyrighted work that you allege has been infringed; **(c)** a description of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled; **(d)** a description of where the material that you claim is infringing is located; **(e)** your contact information, including your address, telephone number, and email address; **(f)** a statement that you have a good faith belief that use of the objectionable material is not authorized by the copyright owner, its agent, or under the law; and **(g)** a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf. Please note that pursuant to 17 U.S.C. § 512(f), any misrepresentation of material fact in a written notification automatically subjects the complaining party to liability for any damages, costs, and attorneys’ fees incurred by us in connection with the written notification and allegation of copyright infringement. Designated copyright agent for the Company: **NAME:** DMCA Team **ADDRESS:** 30 N Gould St # 47359, Sheridan, WY 82801 ### *7.6 Feedback To The Company* If you provide the Company with any feedback or suggestions regarding the Services (“***Feedback***”), you hereby assign to the Company all rights in such **Feedback** and agree that the Company shall have the right to use and fully exploit such **Feedback** and related information in any manner it deems appropriate. The Company will treat any **Feedback** that you provide to the Company as non-confidential and non-proprietary. You agree that you will not submit to the Company any information or ideas that you consider to be confidential or proprietary. ## 8\. Assumption Of Risk The information presented on or through the Services is made available for general information purposes only. The Company does not warrant the accuracy, completeness, suitability, or quality of any such information. Any reliance on such information is strictly at your own risk. The Company disclaims all liability and responsibility arising from any reliance placed on such information by you or any other user to the Services, or by anyone who may be informed of any of its contents. ## 9\. Privacy For information about how the Company collects, uses, and shares your information, please review our [Privacy Policy](https://grizzlyray.com/privacy/). You agree that by using the Services you consent to the collection, use, and sharing (as set forth in the Privacy Policy) of such information. ## 10\. Termination ### *10.1 Termination* The Company may suspend or terminate your access or rights to use the Services at any time, for any reason, in our sole discretion, and without prior notice, including for any breach of the terms of this Agreement. Upon termination of your access or rights to use the Services, your right to access and use the Services will immediately cease. The Company will not have any liability whatsoever to you for any suspension or termination of your rights under this Agreement, including for termination of your account or deletion of your User Content. If you have registered for an account, you may terminate this Agreement at any time by contacting the Company and requesting termination. ### *10.2 Effect Of Termination* Upon termination of this Agreement, any provisions that by their nature should survive termination shall remain in full force and effect. This includes, without limitation, ownership or intellectual property provisions, warranty disclaimers, and limitations of liability. Termination of your access to and use of the Services shall not relieve you of any obligations arising or accruing prior to termination or limit any liability that you otherwise may have to the Company or any third party.You understand that any termination of your access to and use of the Services may involve deletion of your User Content associated with your account from our databases. ## 11\. No Warranty **THE SERVICES ARE PROVIDED ON AN “AS-IS” AND “AS AVAILABLE” BASIS. USE OF THE SERVICES IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT.** **WITHOUT LIMITING THE FOREGOING, THE COMPANY AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE, COMPLETE, OR CORRECT; THAT THE SERVICES WILL MEET YOUR REQUIREMENTS; THAT THE SERVICES WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED, ERROR-FREE, OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR THAT THE SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR REQUIREMENTS OR EXPECTATIONS. TO THE FULLEST EXTENT PROVIDED BY LAW. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE TO YOUR COMPUTER SYSTEM, MOBILE DEVICE, DATA, OR OTHER PROPRIETARY MATERIAL THAT MAY RESULT FROM YOUR USE OF THE SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES OR YOUR DOWNLOADING OF ANY MATERIAL POSTED ON THE SERVICES. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICES ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES OR THIRD-PARTY LINKS, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES OR ANY OTHER USER.** **THE SERVICES WOULD NOT BE PROVIDED WITHOUT THESE LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SERVICES SHALL CREATE ANY WARRANTY, REPRESENTATION, OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. IF APPLICABLE LAW REQUIRES ANY WARRANTIES WITH RESPECT TO THE SERVICES, ALL SUCH WARRANTIES ARE LIMITED IN DURATION TO NINETY (90) DAYS FROM THE DATE OF FIRST USE.** ## 12\. Limitation Of Liability **TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY OR ITS AFFILIATES, OR THEIR RESPECTIVE LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OR INABILITY TO USE THE SERVICES, ANY THIRD-PARTY LINK, OR ANY CONTENT ON THE SERVICES OR SUCH THIRD-PARTY LINK, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF USE, REVENUE, OR PROFIT, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF DATA, LOSS OF GOODWILL, OR DIMINUTION IN VALUE, OR FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, SPECIAL, OR PUNITIVE DAMAGES WHETHER ARISING OUT OF BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, REGARDLESS OF WHETHER SUCH DAMAGE WAS FORESEEABLE AND WHETHER OR NOT THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES IS TO STOP USING THE SERVICES.** **SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSIONS MAY NOT APPLY TO YOU.** ## 13\. Indemnification You agree to indemnify, defend, and hold harmless the Company and its affiliates and their respective officers, directors, employees, agents, affiliates, successors, and permitted assigns (collectively, “***Indemnified Party***”) from and against any and all losses, claims, actions, suits, complaints, damages, liabilities, penalties, interest, judgments, settlements, deficiencies, disbursements, awards, fines, costs, fees, or expenses of whatever kind, including reasonable attorneys’ fees, fees and other costs of enforcing any right to indemnification under this Agreement, and the cost of pursuing any insurance providers, arising out of or relating to your breach of this Agreement or your use or misuse of the Services including, but not limited to, your User Content or any actions taken by a third party using your account. The Company reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to assist and cooperate with our defense or settlement of these claims. ## 14\. Disputes ### *14.1 Governing Law* All matters relating to this Agreement, and all matters arising out of or relating to this Agreement, whether sounding in contract, tort, or statute are governed by, and construed in accordance with, the laws of the State of Wyoming, without giving effect to any conflict of law principles. ## *14.2 Dispute Resolution* Any action or proceeding arising out of or related to this Agreement or the Services shall be brought only in a state or federal court located in the State of Wyoming, Natrona County, although we retain the right to bring any suit, action, or proceeding against you for breach of this Agreement in your country of residence or any other relevant country. You hereby irrevocably submit to the jurisdiction of these courts and waive the defense of inconvenient forum to the maintenance of any action or proceeding in such venues. At the Company’s sole discretion, it may require any dispute, claim, or controversy arising out of or relating to this Agreement, or the breach, termination, enforcement, interpretation, or validity thereof, to be submitted to and decided by a single arbitrator by binding arbitration under the rules of the American Arbitration Association in Wyoming. The decision of the arbitrator shall be final and binding on the parties and may be entered and enforced in any court of competent jurisdiction by either party. The prevailing party in the arbitration proceedings shall be awarded reasonable attorneys’ fees, expert witness costs and expenses, and all other costs and expenses incurred directly or indirectly in connection with the proceedings, unless the arbitrator shall for good cause determine otherwise. All arbitrations shall proceed on an individual basis. You agree that you may bring claims against the Company in arbitration only in your individual capacities and in so doing you hereby waive the right to a trial by jury, to assert or participate in a class action lawsuit or class action arbitration (either as a named-plaintiff or class member), and to assert or participate in any joint or consolidated lawsuit or joint or consolidated arbitration of any kind. Notwithstanding anything to the contrary under the rules of the American Arbitration Association, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding. If a court decides that applicable law precludes enforcement of any of this paragraph’s limitations as to a particular claim for relief, then that claim (and only that claim) must be severed from the arbitration and may be brought in court. **YOU UNDERSTAND AND AGREE THAT BY ENTERING INTO THESE TERMS, YOU ARE WAIVING THE RIGHT TO TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.** ### *14.3 Limitation To Time To File Claims* **ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICES MUST BE COMMENCED WITHIN \[ONE (1) YEAR\] AFTER THE CAUSE OF ACTION AROSE; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY WAIVED AND BARRED.** ## 15\. Miscellaneous ### 15.1 *Waiver* Except as otherwise set forth in this Agreement, no failure of the Company to exercise, or delay by the Company in exercising, any right, remedy, power, or privilege arising from this Agreement shall operate or be construed as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power, or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege. ## 15.2 *Severability* If any term or provision of this Agreement is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such invalidity, illegality, or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction. ## *15.3 Entire Agreement* This Agreement, together with all documents referenced herein, constitutes the entire agreement between you and the Company with respect to the subject matter contained herein. This Agreement supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the subject matter hereof. ### *15.4 Headings* Headings and titles of sections, clauses, and parts in this Agreement are for convenience only. Such headings and titles shall not affect the meaning of any provisions of the Agreement. ### *15.5 No Agency, Partnership Or Joint Venture* No agency, partnership, or joint venture has been created between you and the Company as a result of this Agreement. You do not have any authority of any kind to bind the Company in any respect whatsoever. ### *15.6 Assignment* You shall not assign or delegate any of your rights or obligations under this Agreement without the prior written consent of the Company. Any purported assignment or delegation in violation of this Section shall be deemed null and void. No assignment or delegation shall relieve you of any of your obligations hereunder. The Company may freely assign or delegate its rights and obligations under this Agreement at any time. Subject to the limits on assignment stated above, this Agreement will inure to the benefit of, be binding on, and be enforceable against each of the parties hereto and their respective successors and assigns. ### *15.7 Export Laws* The Services may be subject to U.S. export control laws and regulations. You agree to abide by these laws and their regulations (including, without limitation, the Export Administration Act and the Arms Export Control Act) and not to transfer, by electronic transmission or otherwise, any materials from the Services to either a foreign national or a foreign destination in violation of such laws or regulations. ## **16\. Contact Information** All notices of copyright infringement claims should be sent to the designated copyright agent as provided in [Section 7 (*User Content*)](https://grizzlyray.com/terms/#user-content). All other feedback, comments, requests for technical support, and other communications relating to the Services should be directed to hello (-a-t-) grizzlyray.com/. ***Published 1/17/2025*** ### Cookie Policy URL: https://grizzlyray.com/cookie/ Last updated: 2026-05-09T16:29:20.000Z Thank you for visiting [grizzlyray.com/](https://grizzlyray.com/) (the “***Website***”). This **Cookie Policy** (the “***Policy***”) describes the types of technologies that help **GrizzlyRay LLC** (the “***Company***”, “***us***”, ***“we***”, or “***our***”) to achieve the purposes when you visit the **Website** and the products, features, materials, and services we offer (collectively with the **Website**, the “***Services***”). For simplicity, all such technologies are defined as “**Trackers**” within this document – unless there is a reason to differentiate. For example, while Cookies can be used on both web and mobile browsers, it would be inaccurate to talk about Cookies in the context of mobile apps as they are a browser-based Tracker. For this reason, within this document, the term Cookies is only used where it is specifically meant to indicate that particular type of Tracker. Some of the purposes for which Trackers are used may also require the User’s consent. Whenever consent is given, it can be freely withdrawn at any time following the instructions provided in this document. Website uses Trackers managed directly by the Company (so-called “first-party” Trackers) and Trackers that enable services provided by a third-party (so-called “third-party” Trackers). Unless otherwise specified within this document, third-party providers may access the Trackers managed by them. The validity and expiration periods of Cookies and other similar Trackers may vary depending on the lifetime set by the Company or the relevant provider. Some of them expire upon termination of the User’s browsing session. In addition to what’s specified in the descriptions within each of the categories below, Users may find more precise and updated information regarding lifetime specification as well as any other relevant information – such as the presence of other Trackers – in the linked privacy policies of the respective third-party providers or by contacting the Company. To find more information dedicated to Californian consumers and their privacy rights, Users may check the [Privacy Policy](https://grizzlyray.com/privacy/). **Please review this Policy carefully. By accessing or using the Services (or by clicking on “accept” or “agree” to this Policy when prompted), you agree to the terms of this Policy on behalf of yourself or the entity or organization that you represent. If you do not agree to any term in this Policy, you should refrain from further use of our Services.** ## 1\. Activities Strictly Necessary For The Operation Of Website And Delivery Of The Service Website uses so-called “technical” Cookies and other similar Trackers to carry out activities that are strictly necessary for the operation or delivery of the Service. ## 2\. Other Activities Involving The Use Of Trackers ### 2.1 Measurement Website uses Trackers to measure traffic and analyze User behavior with the goal of improving the Service. ## 3\. Analytics The services contained in this section enable the Company to monitor and analyze web traffic and can be used to keep track of User behavior. ### 3.1 Google Analytics (Google LLC) Google Analytics is a web analysis service provided by Google LLC (“Google”). Google utilizes the Data collected to track and examine the use of Website, to prepare reports on its activities and share them with other Google services. Google may use the Data collected to contextualize and personalize the ads of its own advertising network. Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com) – [Opt Out](https://tools.google.com/dlpage/gaoptout?hl=en&ref=grizzlyray.com). ### 3.2 Google Ads Conversion Tracking (Google LLC) Google Ads conversion tracking is an analytics service provided by Google LLC that connects data from the Google Ads advertising network with actions performed on Website. Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com). ### 3.3 Facebook Ads Conversion Tracking (Facebook Pixel) (Facebook, Inc.) Facebook Ads conversion tracking (Facebook pixel) is an analytics service provided by Facebook, Inc. that connects data from the Facebook advertising network with actions performed on Website. The Facebook pixel tracks conversions that can be attributed to ads on Facebook, Instagram and Audience Network. Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://www.facebook.com/about/privacy/). ### 3.4 Targeting & Advertising Website uses Trackers to deliver personalized marketing content based on User behavior and to operate, serve and track ads. ## 4\. Advertising This type of service allows User Data to be utilized for advertising communication purposes. These communications are displayed in the form of banners and other advertisements on Website, possibly based on User interests. This does not mean that all Personal Data are used for this purpose. Information and conditions of use are shown below. Some of the services listed below may use Trackers to identify Users or they may use the behavioral retargeting technique, i.e. displaying ads tailored to the User’s interests and behavior, including those detected outside website. For more information, please check the privacy policies of the relevant services. In addition to any opt-out feature offered by any of the services below, Users may opt out by visiting the [Network Advertising Initiative opt-out page](http://optout.networkadvertising.org/?c=1&ref=grizzlyray.com). **Users may also opt-out of certain advertising features through applicable device settings, such as the device advertising settings for mobile phones or ads settings in general**. ### 4.1 Google Ad Manager (Google LLC) Google Ad Manager is an advertising service provided by Google LLC that allows the Company to run advertising campaigns in conjunction with external advertising networks that the Company, unless otherwise specified in this document, has no direct relationship with. In order to opt out from being tracked by various advertising networks, Users may make use of [Youronlinechoices](http://www.youronlinechoices.com/?ref=grizzlyray.com). In order to understand Google’s use of data, consult [Google’s partner policy](https://www.google.com/policies/privacy/partners/?ref=grizzlyray.com). This service uses the “DoubleClick” Cookie, which tracks use of Website and User behavior concerning ads, products and services offered. Users may decide to disable all the DoubleClick Cookies by going to: [Google Ad Settings](https://adssettings.google.com/authenticated?hl=en&ref=grizzlyray.com). Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com). ### 4.2 Facebook Lookalike Audience (Facebook, Inc.) Facebook Lookalike Audience is an advertising and behavioral targeting service provided by Facebook, Inc. that uses Data collected through Facebook Custom Audience in order to display ads to Users with similar behavior to Users who are already in a Custom Audience list on the base of their past use of Website or engagement with relevant content across the Facebook apps and services. On the base of these Data, personalized ads will be shown to Users suggested by Facebook Lookalike Audience. Users can opt out of Facebook’s use of cookies for ads personalization by visiting this [opt-out page](https://www.aboutads.info/choices/?ref=grizzlyray.com). Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://www.facebook.com/about/privacy/) – [Opt Out](https://www.aboutads.info/choices/?ref=grizzlyray.com). ## 5\. Remarketing And Behavioral Targeting This type of service allows Website and its partners to inform, optimize and serve advertising based on past use of Website by the User. This activity is facilitated by tracking Usage Data and by using Trackers to collect information which is then transferred to the partners that manage the remarketing and behavioral targeting activity. Some services offer a remarketing option based on email address lists. In addition to any opt-out feature provided by any of the services below, Users may opt out by visiting the [Network Advertising Initiative opt-out page](http://optout.networkadvertising.org/?c=1&ref=grizzlyray.com). **Users may also opt-out of certain advertising features through applicable device settings, such as the device advertising settings for mobile phones or ads settings in general**. ### 5.1 Google Ads Remarketing (Google LLC) Google Ads Remarketing is a remarketing and behavioral targeting service provided by Google LLC that connects the activity of Website with the Google Ads advertising network and the DoubleClick Cookie. Users can opt out of Google’s use of cookies for ads personalization by visiting Google’s [Ads Settings](https://adssettings.google.com/authenticated?ref=grizzlyray.com). Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://policies.google.com/privacy?ref=grizzlyray.com) – [Opt Out](https://adssettings.google.com/authenticated?ref=grizzlyray.com). ### 5.2 Facebook Custom Audience (Facebook, Inc.) Facebook Custom Audience is a remarketing and behavioral targeting service provided by Facebook, Inc. that connects the activity of Website with the Facebook advertising network. Users can opt out of Facebook’s use of cookies for ads personalization by visiting this [opt-out page](https://www.aboutads.info/choices/?ref=grizzlyray.com). Personal Data processed: email address and Tracker. Place of processing: United States – [Privacy Policy](https://www.facebook.com/about/privacy/) – [Opt Out](https://www.aboutads.info/choices/?ref=grizzlyray.com). ### 5.3 Facebook Remarketing (Facebook, Inc.) Facebook Remarketing is a remarketing and behavioral targeting service provided by Facebook, Inc. that connects the activity of Website with the Facebook advertising network. Personal Data processed: Tracker and Usage Data. Place of processing: United States – [Privacy Policy](https://www.facebook.com/about/privacy/) – [Opt Out](https://www.aboutads.info/choices/?ref=grizzlyray.com). ## 6\. How To Manage Preferences And Provide Or Withdraw Consent There are various ways to manage Tracker related preferences and to provide and withdraw consent, where relevant: Users can manage preferences related to Trackers from directly within their own device settings, for example, by preventing the use or storage of Trackers. Additionally, whenever the use of Trackers is based on consent, Users can provide or withdraw such consent by setting their preferences within the cookie notice or by updating such preferences accordingly via the relevant consent-preferences widget, if available. It is also possible, via relevant browser or device features, to delete previously stored Trackers, including those used to remember the User’s initial consent. Other Trackers in the browser’s local memory may be cleared by deleting the browsing history. 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This [privacy policy](https://grizzlyray.com/privacy/) relates solely to the Website, if not stated otherwise within this document. ***Published 1/17/2025*** ## Posts ### The Case for Local AI URL: https://grizzlyray.com/the-case-for-local-ai/ Last updated: 2026-09-15T21:34:31.000Z Most people never asked themselves why they are paying per token to think with someone else's machine. A small shop owner writes 30 emails to vendors a day. Each one goes through a cloud model. At a few cents per prompt, that is $12 a week, $600 a month, for what should be free. This is not a privacy rant. This is a practical article about what happens when the tool you depend on for work starts owning you. ## What you're paying for Cloud AI pricing looks cheap until it does not. A few dozen prompts a day adds up. Long context windows cost extra. API calls for automations add up faster still. For a small business or a creator running AI into workflows, the bill is a recurring line item with no ceiling. You also lose something less countable: control. A cloud provider can change pricing, throttle your access, rotate models, or shut down without warning. You cannot run a tool like that inside a business and call it stable. ## Three reasons local matters ### 1\. You keep the data Every prompt you send to a cloud model passes through their infrastructure. Log retention, third-party processors, training on user data. A contractor pricing a $200,000 renovation sends the scope of work to a cloud model. A veteran writes a draft application for a small business grant through the same service. That content sits on someone else's servers, and the company that runs the model can see every word. Local means what it says. The model runs on your machine. Your prompts never leave it. If you are drafting client proposals, pricing sheets, or personal writing through a cloud LLM, your words go somewhere. Local keeps them yours. ### 2\. Pricing you can plan for Local AI starts with a hardware purchase. After that, running a model costs electricity, which is negligible compared to a monthly subscription. No per-token pricing. No surprise overages. No tier upgrades. Some software costs money, but the ongoing bill is a fraction of cloud usage. The hardware question is real, but it is one time. A machine like a MacBook with 64GB of unified memory handles a 35-billion-parameter model at full quality. That machine does everything else too. The AI cost is zero thereafter. ### 3\. No vendor lock-in Cloud models change without your say. A provider pushes an update and your output quality shifts. They deprecate an endpoint. They add content filters. They rotate the model lineup. You have no control over any of that. Local gives you a tool that behaves the same today, next month, and next year. You lock the model. You test updates before applying them. The tool does not change because a vendor decided it should. ## Where cloud still wins I will not pretend local is better at everything. It is not. Cloud models are faster. A dedicated GPU cluster will outpace any consumer machine on raw tokens per second. The quality ceiling on cloud models is also higher. The largest, most capable models simply do not fit on consumer hardware yet. If you need creative polish on a key headline or a mission sentence where every word must land on the first try, cloud is worth the trip. Use local for the heavy lifting. Use cloud as a spot tool when you need that extra quality lift on the final polish pass. The best setup runs both. Local for daily work, drafts, research, and iterative refinement. Cloud for the occasional polish pass. That is not compromise. That is efficiency. ## What you actually need You do not need a supercomputer. You need a machine with enough memory to hold the model in RAM. That is it. Everything else follows from that single number. ### Memory is the bottleneck A quantized model takes roughly half its parameter count in gigabytes. A 7B model at 4-bit quantization needs about 5GB. A 35B model needs about 21GB. A 70B model needs about 40GB. That is the rule. The rest is headroom for your operating system, applications, and the model's context window, which is the maximum text the model can hold in its working memory at once. **Rule of thumb: give yourself at least 8GB of headroom above the model size for smooth operation.** A 35B model at 21GB plus 8GB headroom means 30GB of usable memory minimum. ### RAM is the real constraint Before listing the tiers, one thing you should know about buying a PC today. Consumer memory prices have been in a structural shortage since early 2026\. Samsung, SK Hynix, and Micron have allocated a growing share of their DRAM fab capacity to high-bandwidth memory, which feeds AI accelerators and carries far higher margins than the DDR5 sticks that go into desktops and laptops. The result: - A 32GB DDR5 kit that cost $90 a year ago now sells for $375-400 (up 320-340%, prices as of September 2026, tracked by WhereIsMyRam and Tom's Hardware) - A 64GB DDR5 kit that cost $200 now clears $870-1,272 (up 335-536%, prices as of September 2026, tracked by WhereIsMyRam and Tom's Hardware) - The cheapest 128GB DDR5 kit tops $3,000 TrendForce expects prices to keep climbing through 2027 and does not expect normalization until 2030 (source: TrendForce July 2026 outlook). Memory is now the most expensive line item on a PC parts list, not the GPU. This does not affect Apple Silicon. Unified memory on M1, M2, and M3 chips is baked into the SoC. A used MacBook Pro with 64GB of unified memory has appeared more stable in price than PC parts during this shortage. That price stability is one reason [Apple Silicon](https://support.apple.com/en-us/116943?ref=grizzlyray.com) has become the most practical entry point for local AI in 2026. ### Three hardware tiers A used Mac is the practical path at every tier right now. **Budget ($400-800 used market)** A used M1 MacBook Air with 16GB. It can run 7B to 14B models comfortably. A 7B model is fast and good for simple tasks like code assistance, summarization, and basic drafting. A 14B model thinks more deeply and writes better. The Air has no fan, so long sessions throttle. You get the job done, and the entry cost is low enough to try without commitment. This is actually where veterans should look. The used market for Apple Silicon Macs has crashed. These prices reflect the used market resetting after Apple Silicon became standard. I found decent machines for a fraction of their original price. The hardware is still fast enough for daily work. You just pay for what it was worth three years ago. **Mid-range ($1,200-2,000 used)** A MacBook Pro with M2 Pro or M3 Pro, 36GB RAM. This is the sweet spot. You can run 14B to 35B models with decent context windows. A 35B model thinks more deeply and writes better, close to what most cloud models offer for daily work. A 35B model on 36GB leaves just enough room to breathe for long drafts and research threads. This is the tier I recommend for anyone serious about daily use. A comparable PC build with a modern CPU, a 24GB RTX 4090, 32GB of DDR5, and the rest of the parts now costs $2,200-3,000\. The memory alone is $400-570 for a 32GB kit, up from about $90 a year ago. The GPU runs $1,600-2,000 new on its own. Mac wins on price here. A 32GB DDR5 kit that cost $90 now runs $400-570\. That is a 4-to-6x increase on one line item, which is a detail worth understanding before you buy. **Serious ($2,000-3,000+ used)** A used M2 Max or M3 Max with 64GB to 96GB. This is what I run. A 64GB machine handles a 35B model with plenty of headroom for context windows large enough to process hundreds of pages of text at once. A 70B model on 96GB gets close to the quality of the best cloud models on most tasks. You can run bigger models on that config, though you will want 96GB to be comfortable. This tier is where local AI starts matching cloud quality on most tasks. A 64GB Mac used for $2,000-2,500 does what a PC needs $4,500-6,000 to match: a high-end GPU, 64GB of DDR5 (now $870-1,272 alone), a workstation-class motherboard, and a 2TB SSD. The memory shortage makes serious local AI on PC a significant investment. Mac is the practical path. GrizzlyRay is committed to factual accuracy and affordability for our audience. We do not sell hardware or accept hardware manufacturer sponsorship. Our recommendations are based on what works, not what pays us to recommend. ### Software The software question matters more than the hardware. There are several good options. Ollama is the lightest: download it, pick a model, run it. [LM Studio](https://lmstudio.ai/?ref=grizzlyray.com) gives you a visual model selector in a desktop app. Text Generation WebUI is more configurable but heavier. Each one handles the same basic job: loading a model and giving you a chat window. The differences are in features and workflow. [Hermes Agent](https://hermes-agent.nousresearch.com/?ref=grizzlyray.com) takes a different approach. It includes session management, persistent memory, and tool access alongside the chat window. It is one of the few options that gives you a full assistant rather than just a model interface. That is a feature, not a judgment. If you want simple and fast, Ollama works. If you want a full assistant with memory and tools, Hermes is worth considering. If you want a visual interface with no setup, LM Studio. All of them keep your data on your machine. You get a full AI assistant running locally. No API keys. No monthly fees. No vendor lock-in. You do not need to be technical to do this. Most tools work like any other app on your computer. Download the program, select the model that fits your machine, and start typing. The software handles the rest. There is no command line required unless you want it. If you can install an app and type a question, you can run a local LLM. ### How to get started Start with hardware, not software. Pick your machine tier first. Then try the tool that matches your needs. Ollama for speed, LM Studio for visuals, Hermes for a full assistant. All three keep everything on your machine. Pick your hardware tier first. Then pick your software. Then start. The rest is experimentation. ## The bottom line Local AI is not about being a purist. It is about having a tool you own. You can always use cloud when it makes sense. But the work that matters most should be yours to control, free to iterate, and private by default. Running a local LLM is the closest thing we have to buying a tool that actually belongs to you. Everything else is a subscription you don't control. ### Hermes Helps You Stop Starting From Zero URL: https://grizzlyray.com/hermes-helps-you-stop-starting-from-zero/ Last updated: 2026-08-31T21:46:33.000Z Most AI tools reset the moment you close the tab. You spend twenty minutes explaining the project, the constraints, what “done” looks like. You get something useful. Then you become the copy-paste layer. The email still has to go into your mail. The draft still has to go into a file. The numbers still have to go back into the spreadsheet. Tomorrow the tab is blank, so you start over. That is fine for a one-off question. It is a weak way to run a life or a shop. [Hermes is an open-source agent from Nous Research](https://hermes-agent.nousresearch.com/?ref=grizzlyray.com). You install it on your computer. It can use tools, not just reply. It can remember what it learned. It can save a procedure after a hard job so the second time is not a rediscovery. You can talk to the same agent from a desktop app, a terminal, or a messaging app you already use. The official line is that it is the agent that grows with you. In practice that only happens if you give it real work more than once. ## What Hermes Agent Actually Is Hermes is not a chatbot bolted onto a website. It is not a coding helper trapped inside one editor. It is software you run yourself. You talk to one agent. That agent can: - keep a short, curated memory of you and your projects - search its own past conversations when it needs the longer record - write a reusable skill after it figures out a messy workflow - work in your files and folders, not only in a chat window - use the model you choose, and keep working if you switch models later Install it on a laptop. Point it at a provider you already pay for, or a local model if you want the thinking on the same machine. Then use it for days, not minutes. Week four can be better than week one. That is the point. It is also the part most people skip. ## How Hermes Is Different From The Assistants You Already Have ### It learns a procedure. It does not retrain the model on your life. After a job that took real steps, Hermes can distill what worked into a skill. A skill is a markdown file on your machine: the recipe, the gotchas, the order of operations. Next time a similar job shows up, it can load that file instead of guessing from scratch. That is not model training. The model does not get fine-tuned on your private data by default. What compounds is the work pattern. The recipes of *your* shop, not a smarter generic brain. If you never give it the same class of job twice, none of this matters. You will think you installed a wrapper. You installed a loop you did not use. ### Hermes Agent Memory Is Small On Purpose Hermes does not dump every old chat into every new prompt. It keeps short notes it is supposed to remember, and a searchable archive of past sessions. The short notes stay in front of it. The archive gets pulled when it is actually needed. That is closer to a person who keeps good notes than a chatbot that claims to remember everything and therefore remembers nothing well. ### The Agent Is The Unit, Not The Window You can start a job at the desk and check it from your phone later. Same memory. Same skills. Same agent. That is not a gimmick. Most people will not live in a special AI window all day. They will answer a message. If the agent can meet you there after the desktop is stable, it becomes daily instead of experimental. Do not connect every channel on night one. ### Hermes Can Finish The Next Step Out of the box it can reach past the chat box: files, terminal, web, a browser, scheduled jobs, and extra tools if you plug them in. You decide what is on. That is the value and the risk. An agent that can act is useful. An agent with a shell is not a toy. If you treat approval prompts as a formality, you should not turn those tools on. ### You are not married to one vendor’s model Hermes does not care which brain you rent. Nous Portal is the fastest on-ramp if you want one login and a pile of models. You can also point it at OpenRouter, OpenAI, Anthropic, Google, a local runtime, or any OpenAI-compatible endpoint. Switch the model. The agent stays. Your files, memory, and skills stay. The brain can change. “On your computer” means the agent and your files live there. If you use a cloud model, the text it needs still goes to that provider, same as any other AI you already use. If that bothers you, pick a local model. Do not buy the install as a promise that nothing ever leaves. Buy it because the work is already on the disk. ## Why Hermes Is Worth Installing A tab is a utility. Hermes is only worth the disk space if the work repeats and the output has to land in a file you own. The compounding is the product. Skills, preferences, project context, and a record of how you like work done can sit on your machine and get better with use. Bookmarking a landing page does not start that. Neither does one evening of novelty questions. You also own the runtime. Data lives under your Hermes home directory. MIT license means you can inspect it and keep running it if a hosted product changes terms, gets rate-limited, or quietly gets worse. That is not a speech about freedom. That is operational insurance. Stay in the tab when you need a definition, a rubber duck, or a first shove. Leave the tab when the answer has to become a file, when the context is already on your machine, or when you will do the same job again next week. ## Who Is This For If you are a veteran, you do not need another hobby that wants your evenings. You need the packet moved: the form, the timeline, the email, the file that has to be right. Hermes is a fit when you will let it work in that folder and you will read what it did. If you run a small business, the unfinished file is the business. The follow-up that should have gone out Friday. The page that still has last month’s hours. Ideas are cheap. An agent on your computer is useful when it can touch those pieces. A chat tab that “helps you think of ideas” is not. If you create for a living, the work is files. The danger is not that AI helps. The danger is publishing a version that never passed through your hands. Hermes does not remove that duty. It keeps the draft in your workspace so you can do it, and it can remember the last decision instead of making you paste the same brief into a blank box. It is a weaker fit if you only want occasional Q&A, you will not think about permissions, or you need a consumer app with one big vendor standing behind every click. In that case the browser tab is still the right tool. Honesty helps. Hermes is useful because it can act. Acting requires judgment from you at the start. ## How To Install Your Own Hermes Agent Use the official site and docs. Commands and installer names change. The docs will be right when this page is not. On a Mac or a Windows machine, the desktop installer is the straightforward path. It sets up the agent and a native app. Linux and other setups are on the same documentation page. After it runs, pick a model (or use the setup path in the docs) and give it one small, real job that already exists on your machine. A folder of notes. A follow-up that did not go out. A page that needs last month stripped out of it. Watch what it touches. Approve or deny on purpose. Do not connect every messaging app. Do not enable every tool. Do not hand it your whole disk. Official starting point: [hermes-agent.nousresearch.com](https://hermes-agent.nousresearch.com/?ref=grizzlyray.com) ## How To Work With It So It Actually Improves Install is the easy part. The failure mode is treating Hermes like a novelty chatbot for three days and concluding it is just another wrapper. **Do this instead.** Give it a workspace, not the whole computer. A dedicated folder reduces blast radius and gives it a coherent world. Use it on recurring work. Skills compound on repetition. One-off trivia does not. After a multi-step job, look at whether it saved a procedure. The skill files are markdown. Read them. Edit the sloppy ones. Delete the ones that encoded a bad habit. Keep approvals meaningful until you trust a workflow. Files, shell, and browser access should stay explicit. Add one extra door after the desktop is stable and useful. Phone access is how this becomes daily. It is not how you should start. The people who get anything out of this are not the ones who ask it to write a poem on night one. They are the ones who let it run the same class of job for a month, then keep what is theirs. ## What Hermes Is Not **Hermes will not replace your judgment.** If you let it do the thinking you used to do, you will get speed and lose the edge. That does not change because the tool is local. It will not make a weak model look strong. It will not be safe if you grant it a shell and stop reading the prompts. It moves. Prefer the official docs over any post, including this one, when you go to install. Those are not reasons to avoid it. They are reasons to use it like a tool instead of like a toy. ## The Case In One Paragraph Chat windows made language models easy to try. They did not make them yours. Hermes is an open-source agent you run yourself. Memory can persist. Skills can accumulate. Tools can finish the next step. The same agent can meet you at the desk or on the phone. Installing it is a short trip through the official docs. Working with it is a decision to stop burning context every morning, and to keep the core of the work in your own hands. If you already have a life, a shop, or a body of work on your machine, that is the reason to install it. Not because AI is a movement. Because you are tired of doing the job twice. ### What is GrizzlyRay URL: https://grizzlyray.com/what-is-grizzlyray/ Last updated: 2026-09-09T17:48:03.000Z GrizzlyRay is an independent publication and idea lab. I write about using technology as a practical tool for better lives and businesses, especially for veterans, small businesses, and creators. That work stays grounded in faith, curiosity, and a desire to help others succeed. I write GrizzlyRay, and I run it. Technology should serve veterans, small business owners, and creators, not do the thinking for them. ### Learning to Share My Faith Honestly URL: https://grizzlyray.com/learning-to-share-my-faith-honestly/ Last updated: 2026-07-24T14:00:26.000Z I’ve been feeling something pressed on my heart more and more lately: the call to be willing to share my faith and my walk with Christ. Not the polished, highlight-reel version. The real one. One of the main reasons this keeps coming up is the need to be upfront and honest about the struggles and challenges that come with following Jesus. I’ve faced them. I know others have too. Becoming a follower of Christ isn’t easy by any stretch. And yet, in a strange and beautiful way, it also isn’t that hard. The act of inviting Christ into your heart holds both ends of that tension. On one side is the challenge of accepting a grace so freely given that it goes beyond anything our human minds can fully measure or put into words. On the other is the willingness to surrender, to give yourself up in order to gain everything, even when that idea feels completely counterintuitive to our limited way of thinking. > “For whoever would save his life will lose it, but whoever loses his life for my sake will find it.” - Matthew 16:25 (ESV) How often have we watched friends or loved ones dig in their heels and refuse to agree to something they don’t fully understand? These are often the same people who will get in a car and drive it knowing only the basics: a steering wheel, gas, brake, and maybe a turn signal. They don’t need to understand the engine or the physics to get where they’re going. They just need to trust it enough to go. Sharing this journey, for me, comes from a desire to point to the realism of it all. I’m an imperfect person. I’m a Christian who faces challenges every single day and who will continue to fail at living this life perfectly. But I’m also someone who keeps discovering the depth of the grace and mercy Christ offers in the middle of those failures. ### How to Clear Digital Clutter and Boost Your Focus Fast URL: https://grizzlyray.com/how-to-clear-digital-clutter-and-boost-your-focus-fast/ Last updated: 2026-07-22T17:21:29.000Z One of the biggest barriers to getting meaningful work done is invisible: digital clutter. A messy desktop, overflowing folders, and endless notifications quietly drain focus before you even start. I run into this constantly in my own work. After years in IT systems administration, running several businesses, and managing life as a veteran, I have learned that taking just a few minutes upfront to get digitally organized makes everything else flow better. It is a small investment that consistently delivers better focus and results. ## Why Digital Clutter Slows You Down Your physical desk gets cluttered and it becomes harder to think clearly. The same thing happens on your screen. Scattered files, random downloads, and constant pings create mental friction. This is especially true when you are dealing with ADHD or trying to protect your energy for high-value work. Removing that noise lets technology work as a force multiplier instead of a distraction. ## My Practical Pre-Work Routine Here is the simple process I use before starting tasks or projects: **1\. Clear non-relevant files** Quickly scan Downloads, Desktop, and active project folders. Delete or archive old screenshots, duplicate documents, and anything not tied to current goals. Example: I set a timer for 10 minutes and ask, "Will I realistically need this in the next month?" Most items fail that test and get removed. **2\. Put everything in its place** Use a straightforward folder structure. Keep active projects visible, move reference files to dedicated folders, and archive completed work. The rule is simple: touch it once and decide where it belongs. This habit from my sysadmin days prevents the slow buildup that kills productivity. **3\. Silence unnecessary notifications** Review app settings and turn off anything that is not time-critical. Prioritize focus over constant connectivity. Even small changes here reduce context switching dramatically. These steps usually take 10 to 20 minutes but save far more time and mental energy later. **Quick-Start Checklist** - Empty or sort Downloads folder - Move Desktop items to proper locations - Review and mute non-essential notifications - Archive or delete 10+ old files - Close unused browser tabs ## The Real Payoff Getting organized lowers the barrier to starting. You waste less willpower fighting chaos and build early momentum. I have watched this approach help other veterans and small business owners use their tools more effectively. Clean digital systems augment your efforts instead of draining them. You do not need complex systems or hours of work. Start simple, stay consistent, and protect your focus as the valuable resource it is. ## What Has Worked for You? I would love to hear your experience in the comments. What digital organization habits actually stick for you? What approaches created more problems than they solved? Share this post with anyone drowning in digital clutter. If you are a veteran or small business owner looking for practical ways technology can help you do more with less, stay tuned. Clear the noise. Do the work that matters. ### Sometimes You Just Need to Take Notes URL: https://grizzlyray.com/sometimes-you-just-need-to-take-notes/ Last updated: 2026-07-18T22:45:43.000Z Sometimes you just need to take notes, even when they do not feel polished or immediately useful. I am not talking about scribbling gibberish. I mean capturing ideas in a concise way, with as much detail as is flooding your mind in that moment. I will be honest: this does not come naturally to me either. That is exactly why I am sharing the struggle along with the practice. The goal of note-taking is not perfection in the moment. It is to create a trail. Raw material you (or others) can return to later for deeper investigation, refinement, and sharing. These notes become anchors for remembering, connecting patterns, and building something lasting. ### Capturing the Stream of Thought Take the paragraphs above as an example. Even as I wrestled to articulate the idea clearly, I kept the stream of thought moving. That raw capture is what matters. The tool that has helped me break through writer's block lately is Wispr. It is an app that lets you literally whisper your thoughts and turns them into text. Before Wispr, I would freeze up trying to type perfectly on the first pass. I would get lost in the mechanics of writing instead of the ideas themselves. The app changed that. Now I can sit with my thoughts, organize them mentally, then speak them out once they are aligned. It removes the friction of the keyboard and lets the ideas flow. I am still early in adapting to this workflow, and it felt awkward at first. Slowing down to think, then verbalizing. But the more I practice, the more natural it becomes. Importantly, I am not replacing typing or handwriting entirely. Wispr is simply another tool in the kit. I choose the medium based on context: voice for quick idea capture on a walk or drive, typing for precision, handwriting for deeper reflection. ### The Real Win: Flexible Capture Over Rigid Systems Here is the key insight I am landing on. It is more important to capture the idea faithfully than to force it into a single "correct" method. Rigid one-size-fits-all note-taking often kills momentum. The right medium at the right time, whether whispering into Wispr, jotting in a notebook, or typing in your preferred app, turns fleeting thoughts into retrievable knowledge. Over time, these notes compound. They feed your Zettelkasten, spark blog posts, inform decisions, and help you serve others with clearer thinking. This is technology as augmentation at its simplest and most powerful. Not replacing your brain, but removing barriers so your mind can do what it does best. Think, connect, and create. --- *How do you turn raw thoughts into useful notes? Tell me in the comments. Your tips can spark follow-up posts.* ;-) --- ### Atomic Blogging Strategies: One Idea at a Time URL: https://grizzlyray.com/atomic-blogging-strategies-one-idea-at-a-time/ Last updated: 2026-07-17T02:58:15.000Z I’ve been building my own [Zettelkasten](https://zettelkasten.de/introduction/?ref=grizzlyray.com) for a while now; atomic notes, links, the works. But turning that into regular blog posts has for some reason given me a bit of a brain freeze. I was stuck thinking every post needed to be a full essay. Here’s what my working idea to try instead: **Atomic Blogging**. ### What It Means Treat each (some) posts like an atomic note: - One core idea. - Self-contained (readable on its own). - Linkable to others. - Written in your real voice, with practical takeaways. No need for 2,000 words. A focused 300–600 word post ships faster and compounds better over time. ### Key Strategies I’m Using - **Start with a Session Capture**: Brain dump the raw idea from my notes. Then shape one clear claim or lesson. - **Keep It Short & Valuable**: Hook + story/insight + 2–4 takeaways + CTA. That’s it. Future self (and readers) can follow links to deeper dives. - **Link Liberally**: In Ghost, use Markdown links or internal post links. Turn your blog into a growing web of ideas, just like your Zettelkasten. - **Publish Often, Improve Later**: Post the atomic version now. Revisit and expand when new connections appear (evergreen style). - **Repurpose Atoms**: One note can become a short post, X thread, or newsletter snippet. This is tech augmentation in action—multiply output without burnout. ### Why This Fits Veterans & Creators Life after service (or while building something new) is busy. Short, real posts deliver help without requiring hours to read or write. They model sustainable systems: consistent action over perfection. What’s one small idea you’ve been sitting on? Drop it in the comments—I’d love to see how you turn it atomic. ### How to Use AI Without Losing Your Edge URL: https://grizzlyray.com/how-to-use-ai-without-losing-your-edge/ Last updated: 2026-07-04T02:18:30.000Z AI feels like an amazing superpower when you first start using it. You type a question and get a clear, thoughtful answer in seconds. You copy and paste a messy first draft and it comes back organized and polished. You're stuck on making a decision and it helps you see your options more clearly. For a while, it genuinely feels like you've leveled up your life. Most of us start in the same place. We use AI to remove friction. We use it to go faster, get unstuck, or handle the parts of the work that used to feel slow or draining. And at first, that's exactly what it does. It makes us more productive. It reduces the mental load. It feels like a real advantage. But something subtle starts to happen if we're not paying attention. ## The Quiet Cost of Outsourcing Your Thinking The shift is rarely dramatic. It doesn't usually feel like a big decision. One day you're using AI to help you think through a problem. A few weeks later, you're asking it to think *for* you. You stop wrestling with the messy middle of an idea and go straight to the output. You stop reading the full article and ask for a summary instead. You stop writing the first draft yourself because the AI version is already "good enough." It feels efficient. It *is* efficient. But efficiency has a quiet cost. Over time, the muscles you used to rely on start to get less practice. Your ability to sit with a complex problem. Your willingness to push through the uncomfortable early stages of an idea. Your confidence in your own judgment when the answer isn't obvious. These things don't disappear overnight. They just get a little weaker each time you hand them off without realizing it. You might start noticing small signs. You feel slightly less confident in your own thinking after a long session with AI. You catch yourself defaulting to "I'll just ask AI" for things you used to handle on your own. The ideas you generate without help start to feel a little flatter or less original than they used to. There's a strange mix of relief and a small, nagging sense that something important got handed off. None of this makes AI bad. The tool isn't the problem. The problem is how easily we can slip from *using* it to *relying* on it without noticing the difference. This isn't about rejecting AI or trying to go back to doing everything the hard way. It's about understanding what’s actually at stake when we let these tools carry more of the cognitive load than we intend. Because the real question isn't whether AI can do the thinking. It's what happens to *us* when we stop doing as much of it ourselves. ![](https://storage.ghost.io/c/3f/f6/3ff6176f-3185-4bdc-932e-7c48d6eccf49/content/images/2026/06/ai_quite_cost.jpg) ## What You Actually Lose When AI Does the Thinking It's easy to miss what’s actually happening until you stop and look back. At first, letting AI handle more of the thinking just feels smart. You're being efficient. You're moving faster. You're not wasting time on things that used to slow you down. But over time, something quieter starts to happen. You begin to lose some of the very things that made you capable in the first place. One of the first things that gets weaker is your own judgment. When you stop regularly working through complex problems yourself, your ability to weigh options, spot what matters, and make good calls gets less practice. It doesn't disappear all at once. It just gets rustier each time you hand the hard part over. Eventually, you might notice you're not as confident in your own decisions as you used to be, even on things that aren't that complicated. You also lose a certain kind of ownership. There's real satisfaction that comes from wrestling with something and figuring it out yourself. When AI does the heavy lifting, that sense of "I worked through this" gets smaller. The output might be better or faster, but it doesn't feel quite as much like yours. Over time, that starts to matter more than you expect. Creativity takes a hit too, even if it's not obvious right away. A lot of good ideas come from friction. They come from sitting with a messy problem, pushing through the uncomfortable middle, and making unexpected connections. When AI smooths everything out and hands you a clean answer, some of that creative tension disappears. Your ideas can start to feel safer and less original without you realizing why. Decision-making is another area that quietly erodes. Small decisions add up. When you let AI make more of them for you, you get less practice trusting your own instincts. Over months and years, that can leave you feeling less sure of yourself when it really counts. And underneath all of it, there's something even harder to name. Part of who we are is shaped by the thinking we actually do. When too much of that gets handed off, we can slowly become less sharp, less confident, and a little less ourselves. Not because AI is doing anything wrong, but because we stopped exercising the parts of us that matter most. None of this means you should stop using AI. The problem isn't the tool. The problem is how easy it is to give away more than we intended without noticing it was happening. This is why the way we use these tools matters so much. Because the real goal isn't just to get more done. It's to become more capable in the process. ## The Real Way AI Can Make You More Capable So what does it actually look like to use AI in a way that makes you more capable instead of less? It starts with understanding what a force multiplier really is. The term comes from military thinking. A force multiplier is something that increases the effectiveness of the people and resources you already have. It does not replace them. It makes them stronger. When applied to AI, that distinction matters a lot. If you use AI to replace your own thinking, judgment, and creativity, you slowly become less capable over time. The tool gets stronger while you get weaker. That is not force multiplication. That is replacement. True force multiplication happens when AI extends what you are already good at. It helps you move faster, see more clearly, and produce better work without taking the core thinking away from you. You stay in charge. You still do the hard parts. AI just helps you do them better and with more leverage. This is the difference between using AI as a crutch and using it as a real partner. When you stay in control, something important starts to happen. You get faster at the work you already know how to do. At the same time, your own thinking and judgment get sharper because you are still doing the work. You are not just producing more. You are becoming more capable in the process. You start to see patterns you might have missed. You make better decisions because you are still practicing the skill of deciding. You keep your creative voice because you are still doing the creating. Over time, the gap between what you can do with AI and what you can do without it actually widens in your favor. This approach does not mean you use AI less. It means you use it with more intention. You decide where it adds real value and where it would cost you more than it gives. You stay the one who owns the outcome. This is not just a mindset shift. It requires some practical ways of working that keep you in the driver's seat. That is what we will look at next. ## How to Stay in Control When You Use AI Staying in control when you use AI is not about using it less. It is about using it with clear boundaries so the tool serves you instead of slowly taking over. Here are five practical principles that help keep you in the driver's seat. **Keep yourself in the final decision.** If something matters, you make the call. AI can give you options, analysis, and recommendations, but it should never make the final judgment on anything important without you reviewing and owning the outcome. This single rule prevents a lot of quiet outsourcing before it starts. **Add back some friction on purpose.** Not all friction is bad. Some of it protects your thinking. Before you ask AI to summarize an article, read the first few paragraphs yourself. Before you have it rewrite a section, try writing your own version first. The goal is not to make everything harder. It is to stay involved in the parts that actually build your skill and judgment. **Own every word that goes out with your name on it.** If your name is attached to it, you should be able to explain and defend every part of it. This principle is simple but powerful. It forces you to stay engaged instead of blindly accepting AI output. When you treat everything as if you have to stand behind it, you naturally stay more in control. **Use AI to strengthen weak areas, not replace strong ones.** AI is often most useful where you are already weak or slow. Use it to help with research, organization, or formatting. Be more careful about handing over the parts of the work where you already have strength, voice, or hard-won experience. Protecting those areas helps you keep growing instead of slowly becoming dependent. **Protect time where you think without AI.** Some of your best thinking happens when you are not prompting anything. Block out time to sit with problems, wrestle with ideas, and make connections on your own. This is where original insight and real ownership are formed. Without this protected time, it becomes very easy to let AI fill every gap. These principles are not complicated, but they do require intention. They only become useful when they turn into regular habits. That is what we will look at next. ## How to Use AI Without Losing Your Edge The principles we just covered only work if they turn into real habits. Here are four practical habits that help you stay sharp while still getting the benefits of AI. **Think first before you prompt.** Before you open AI, spend 30 to 60 seconds thinking through the problem yourself. Write down your own thoughts, questions, or ideas first. This small pause keeps you from defaulting to AI as the first step. It also makes the output better because you are feeding it clearer direction. **Review and revise everything AI gives you.** Never accept AI output as final. Always read it, edit it, and make it yours. Treat AI output like a first draft from a smart assistant. It can be useful, but it is not finished. The act of reviewing and revising is where your own judgment and voice stay strong. **Explain it back in your own words.** After you use AI on something important, explain the result to yourself or someone else without looking at the AI output. If you cannot explain it clearly, you probably outsourced too much of the thinking. This habit quickly reveals where you stayed in control and where you let AI carry too much. **Protect the core of your own work.** When you are creating something that matters, do the core thinking and structuring yourself. Use AI for research, organization, or polishing. But keep the heart of the work in your own hands. This is especially important for anything that carries your name or represents your thinking. These habits do not require a big overhaul of how you work. You can start small. Pick one habit and practice it on a single task each day. Over time, these small choices compound. You stay sharp, you keep your edge, and you still get the real benefits of AI without slowly giving away the parts of you that matter most. This brings us to the bigger picture. The real choice in front of us is not about using AI or not using it. It is about what we are willing to trade for convenience. ## Choosing Capability Over Convenience Every time you use AI, you are making a small choice. You can lean toward convenience, or you can lean toward capability. Most of the time, the convenient path feels easier in the moment. The capable path asks for a little more effort up front. Over weeks and months, those small choices add up to something much bigger. When you consistently choose convenience, AI slowly takes on more of the thinking, deciding, and creating. You get more done in the short term, but your own skills and confidence start to soften. Over time, you become more dependent on the tool and less confident in your own judgment. The work gets easier, but you do not get stronger. When you choose capability instead, something different happens. You still move fast, but you stay involved in the parts that matter. You use AI to handle the busywork while you keep doing the real thinking. Your judgment stays sharp because you keep practicing it. Your ideas stay original because you are still doing the creating. You finish the work feeling like it is truly yours. This does not mean you should avoid using AI. It means you use it with intention. You decide where it genuinely helps you move forward and where it would cost you more than it gives. You stay the one who owns the outcome. The people who will do well in the years ahead will not be the ones who use AI the most. They will be the ones who use it in a way that makes them more capable over time. They will treat AI as a powerful partner instead of a replacement for their own thinking. You do not have to overhaul everything at once. Start small. Pick one habit from this piece and practice it this week. Pay attention to how it feels when you stay in control instead of handing things off. Notice what changes in your confidence and in the quality of your work. The real force multiplier is not the AI itself. It is the version of you that learns how to partner with it well. --- **One small habit this week can make a real difference.** Pick just one thing from this article and try it. Then pay attention to how it feels to stay in control instead of outsourcing. If this resonated with you, I'd love to hear which habit you're going to start with. Drop a comment below. ### How to Get Dramatically Better Results from AI on Real Projects URL: https://grizzlyray.com/how-to-get-better-results-from-ai-on-real-projects/ Last updated: 2026-06-15T19:59:25.000Z # The 6-Part Prompting Framework **How to Get Dramatically Better Results from AI on Real Projects** Most people get mediocre results from AI. They ask a question, get back something generic, overly long, or off-target, and then feel frustrated. The problem usually isn’t the AI. It’s that most of us were never taught how to give clear, structured instructions. This guide introduces a simple, repeatable framework that consistently produces much better results. It works for almost any type of project — planning, writing, researching, learning, or making decisions. ### Why Most Prompts Fail When you give AI a vague request, it has to guess what you actually want. This usually leads to one of two outcomes: - A shallow, generic answer that doesn’t really help - A long, scattered response that leaves you more overwhelmed than when you started Both outcomes waste time and mental energy. The solution is to stop giving AI vague requests and start giving it clear structure. ### The 6-Part Prompting Framework This framework has six simple parts. You don’t need to use every single one every time, but the more complete your prompt is, the better your results will be. | Part | Purpose | Why It Matters | | ----------------- | ------------------------------------------------------ | ---------------------------------------------------- | | **Role** | Tells AI who to be for this task | Prevents generic answers | | **Goal** | Defines what success looks like | Keeps the response focused on the real outcome | | **Context** | Gives relevant background information | Reduces bad assumptions and unnecessary explanations | | **Constraints** | Sets clear boundaries on what to avoid or respect | Prevents unhelpful suggestions | | **Output Format** | Specifies exactly how you want the response structured | Makes the output immediately usable | | **Next Step** | Clarifies what you need right now | Creates momentum and reduces overwhelm | ### Before & After: A Real Example Here’s what this looks like in practice. **Vague Prompt (Common Approach):** > “Help me launch a side project.” **What you typically get back:** A long, generic list of 15 things you “should” do, with no sense of priority, timeline, or what actually matters for *your* situation. You’re left more overwhelmed than when you started. **Well-Structured Prompt (Using the Framework):** ``` You are an experienced project manager who specializes in helping busy people launch small side projects. My goal is to create a realistic 30-day plan to launch a simple side project. Context: I have a full-time job and only 5–7 hours per week to work on this. I tend to overcomplicate plans and then lose momentum. Constraints: Keep the plan realistic and sustainable. Avoid anything that requires more than 5–7 hours per week. Do not suggest hiring help or spending significant money. Output Format: Present the plan in a simple weekly format. For each week, include: - The single most important action - 2–3 supporting tasks - A clear milestone Next Step: I need help getting started. Focus only on what I should do in the first two weeks. ``` Well-Structured Prompt (Using the 6-Part Framework) **What you get back:** A focused, realistic plan with clear priorities, a manageable weekly structure, and an obvious starting point. Much more useful. The difference isn’t magic. **It’s structure**. ![](https://storage.ghost.io/c/3f/f6/3ff6176f-3185-4bdc-932e-7c48d6eccf49/content/images/2026/06/vague_vs_clear_prompt_framework.jpg) ### Why This Framework Works So Well This framework works because it removes the guesswork for AI and replaces it with clear direction. Here’s what’s actually happening under the surface: - **It reduces ambiguity.** AI no longer has to guess your intent, your constraints, or what “good” looks like. - **It lowers cognitive load.** You do the thinking upfront (defining role, goal, constraints), so AI can focus on execution instead of interpretation. - **It creates usable output.** By specifying the format, you get something you can actually work with instead of a wall of text. - **It forces clarity.** Defining the “Next Step” makes the interaction actionable instead of just informational. - **It trains better thinking.** Over time, using this framework helps you get clearer about what you actually want before you even start prompting. In short: better inputs create dramatically better outputs — and reduce the mental effort required on your end. ### How to Start Using This Framework Today You don’t need to master this all at once. Here’s a practical way to begin: 1. **Start small and simple** Pick one low-stakes task this week (organizing thoughts, planning a small project, or processing an idea). Use just 3 parts: **Goal + Constraints + Next Step**. 2. **Copy and adapt** Take one of the templates below and change only what’s necessary for your situation. 3. **Expect iteration** Your first prompt is Version 1\. Most high-quality results come from 2–4 rounds of refinement. After you get a response, you can say: “That’s helpful. Now refine it with these adjustments…” 4. **Notice what helps most** After a few uses, pay attention to which parts of the framework make the biggest difference for you. Double down on those. **Quick-Start Mini Template (Copy & Use Today):** ``` You are [Role]. My goal is [what success looks like]. Context: [relevant background]. Constraints: [what to avoid or respect]. Output Format: [how you want it structured]. Next Step: [what you need right now]. ``` ### Common Mistakes to Avoid - Being too vague (“Help me with my project”) - Skipping constraints (then getting suggestions that don’t fit your situation) - Expecting perfection on the first try - Forgetting to define the very next step (leaving you with ideas but no clear starting point) - Treating prompting as a one-shot process instead of an iterative conversation ### Final Thoughts The quality of AI’s responses is largely determined by the quality of your instructions. The 6-Part Prompting Framework gives you a simple, reliable way to give better instructions — without needing to become a prompting expert. Start using it on small tasks first. Get comfortable. Then apply it to bigger, more important projects. Over time, you’ll get significantly better results with less mental effort. The goal isn’t perfect prompts. The goal is spending less energy getting useful answers — so you can focus on the work that actually matters. --- **Ready to try it?** Pick one task you’ve been putting off and use the Quick-Start Mini Template above. See what happens. ### REGIMENT: America’s Largest Military Gaming Charity URL: https://grizzlyray.com/regiment-americas-largest-military-gaming-charity/ Last updated: 2026-05-19T02:14:07.000Z I would like to share an incredible community of veterans that I have personally seen grow and thrive over the last couple of years. And to make sure that I don't mix up the origin story, here is a quote directly from their website: > [**REGIMENT**](https://regiment.gg/?ref=grizzlyray.com) **was founded in 2020 with the explicit mission of uniting Veterans and Service Members of the U.S. Armed Forces, through the power of gaming.** To join the community, you must either be currently serving in the U.S. Armed Forces or be a veteran of any of them. Best of all, it is completely FREE to join! [REGIMENT - U.S. Military Veteran Gaming CommunityREGIMENT is America’s LARGEST Military Gaming Community! REGIMENT was founded in 2020 with the mission of uniting Veterans and Service Members of the U.S. Armed Forces, through the power of gaming. You are not alone. We have your six. #WeHaveYourSix #TheREGIMENT![](https://storage.ghost.io/c/3f/f6/3ff6176f-3185-4bdc-932e-7c48d6eccf49/content/images/icon/EagleHead-ca2dbb5c825bb09aeeac312338a5e90b1c6ffc1d61c956df605bd88870457904.png)REGIMENTREGIMENT![](https://storage.ghost.io/c/3f/f6/3ff6176f-3185-4bdc-932e-7c48d6eccf49/content/images/thumbnail/login-bg-684fce3b7b956bf214a11461d4279de9c9941a99012c65ea06d71ac161a9421d.png)](https://regiment.gg/join?ref=grizzlyray.com) ### How do you starting writing when your mind goes blank? URL: https://grizzlyray.com/starting-writing-when-your-mind-goes-blank/ Last updated: 2026-05-17T02:18:55.000Z Why does it seem like every time you want to actually sit down and write something the mind goes totally blank? I know for me, it has become extremely frustrating considering my mind seems completely full of ideas just about any other time. Of course there are many underlying reasons this can be the case depending on what the actual context is. For example, I know what I would like to share as some initial resources on this very site. Yet, when I sit down and write about things that I have personally experienced or have firsthand knowledge about, I still struggle with actually writing (or typing) out the actual words. ## Time to be challenged? Here is the rub, if I asked you to join me in challenging each other, there is virtually no reason for you to accept or even be motivated to do so. Not to mention that the benefits of the challenge would be leaning more toward my goals than your own. Which brings me to the realization and the reinforced ideas said by many others: you need to be willing to reach out and make a connection with someone who will call you out when you need it most. Not out of some sort of obligation, but as someone who genuinely understands the importance of sincerity in truly authentic friendships. ## The open-ended (and annoying) question... If you’ve ever felt a bit annoyed when someone asks this question, or if you’re dealing with something similar, I’d love to hear your thoughts in the comments here or on any other posts. (It’s especially great if you do it after you’ve noticed that I haven’t posted in a while ;-)! Even though I may be asking this question now, we all have to start a conversation somewhere, so why not here? ### Welcome To GrizzlyRay.com URL: https://grizzlyray.com/welcome-to-grizzlyray/ Last updated: 2026-05-09T16:47:45.000Z Hey everyone, I’m Jacob (*a.k.a.* GrizzlyRay). I finally started this blog as a spot to share stuff that actually helps. I’ll be posting real talk about life after the military, useful resources for veterans, the good and bad parts of my own journey, and whatever else comes up along the way. I’m based in Eastern Washington, and I’m just getting this thing off the ground, so it’ll probably grow and change as I go. If you’re a fellow veteran, still serving, a spouse, a family member, someone who supports veterans, or just curious about what it’s like from one guy’s perspective… I hope you find something useful or at least feel less alone here. I plan to keep it real (no sugarcoating). Expect stories from my experiences, lessons I’ve learned the hard way, tools and resources that have helped me, and spotlights on other veteran creators doing solid work. Thanks for stopping by. If anything hits home, drop a comment and say hi. I’d genuinely love to hear from you. Jacob (GrizzlyRay) *Okay, let’s dive in and get this thing going!*